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German Recipe for Your Oktoberfest Party - West columbia, SC

Joseph Coupal - Friday, October 17, 2014

It is October and Oktoberfest season is here. If you are hosting your own festival and bier garten in your apartments in West Columbia, SC, here is a great recipe to wow all of your guests.

Authentic Homemade German Bread

  • 1 1/2 ounces compressed fresh yeast
  • 1 quart warm water
  • 2 tablespoons white sugar
  • 4 cups all-purpose flour
  • 8 cups white rye flour
  • 4 cups all-purpose flour
  • 2 tablespoons salt
  • 1 teaspoon white sugar
  • 2 cups warm water

Directions

First, make the sourdough starter. Crumble the yeast into a large bowl. Whisk in 1 quart of warm water and 2 tablespoons of sugar until dissolved. The water should be just slightly warmer than body temperature. Gradually whisk in 4 cups of flour, continuing to mix until all lumps are gone. Cover with a dish towel, and let sit for 24 hours at room temperature.

After 24 hours, stir well, cover, and let stand another 24 hours. It will be a thin, light-colored sourdough which is then ready to use.

In a large bowl, stir together the rye flour, 4 cups of all-purpose flour, salt and sugar. Mix in the sourdough starter using a wooden spoon, then stir in 2 cups of warm water. I transfer the dough to a heavy duty stand mixer to mix the first couple of minutes, then it can't handle the heavy dough and I start using my hands by turning the dough out onto a floured surface. A clean countertop works best. Knead the dough, adding a few tablespoons of water at a time if it is too stiff. Fold the dough over, pull it apart, whatever you can do to get it kneaded up good. Total kneading time should be 15 to 20 minutes to get a smooth dough. Place the dough in a large bowl, cover, and let rise until doubled, 1 to 2 hours.

When the dough has risen, scrape it out of the bowl and back onto a floured surface. Knead for about 5 minutes. This is important to activate the gluten. Shape into 1 or 2 long loaves. Place on baking sheets, and let rise for about 1 hour, or until your finger leaves an impression when you poke the bread gently.

Preheat the oven to 425 degrees F (220 degrees C). Bake the bread for about 45 minutes for 2 loaves, 1 1/2 hours if you made one big loaf. Don't worry if the crust is dark. The bread will be delicious and so will the crust. Cool completely before cutting.

#HowYouLive
Image and Recipe, All Recipes

You Should be Renting If… - West Columbia, SC

Joseph Coupal - Wednesday, October 15, 2014

Owning a home has been a part of the American dream for many years, but that doesn't mean it's right for everyone. For example, if you move around every few years, you can spend so much on closing costs and other fees that you would be better off renting in West Columbia, SC.

Here are four situations where you are probably better off renting.

You don't have a steady job

There is a big difference between making a good living and having a steady job. Sure, you make enough to cover a mortgage payment now, but what about in a year from now? Five years?

There are a lot of American workers who fit into this category. Some people have jobs that are temporarily grant-funded or are otherwise non-permanent positions. And, there are the millions of people who are self-employed or own their own businesses, whose income varies from year to year.

If you happen to lose your job, or are forced to accept significantly less income, it's much easier to downgrade your lifestyle if you're a renter. At most, you'll probably be locked into a year of rent payments, and then are free to move to a smaller or less-expensive apartment without the hassle and stress of selling a house.

An "unsteady" job also refers to one that may require you to move around somewhat frequently. While a lot of people who move every few years do buy homes, consider the additional costs of buying and selling often.

Closing costs on a home generally run about 3% of the home's value. So, on a $200,000 home, expect $6,000 of fees and other upfront expenses. This isn't a huge expense if you stay in the home for 10 years, but if you move every two to three years, these expenses can add up tremendously over time, and eat up your profits when you sell.

You have a great deal on your apartment

If you have a good deal on your apartment, and it meets your needs, why mess up a good thing?

A lot of large apartment complexes will renew a lease at the same price for several years, while raising rent on new tenants. This is especially true in areas where apartment complexes have trouble staying full. I lived in the same apartment for four years after college, and at the end I was still paying my original $900 per month in rent when the same apartment was going for $1,150 to new residents. If you have a deal like that, it's hard to justify leaving.

You don't have a lot of cash in the bank

It's not terribly hard to buy a home without a large down payment, but that doesn't mean it's a good idea.

For instance, consider the most popular low down payment loan option, the FHA mortgage, which allows buyers to purchase a home with 5% down. Not only does this make your mortgage payment more expensive, since your financing more of the purchase price, but it also adds FHA mortgage insurance to your tab.

Currently, FHA mortgage insurance requires an upfront payment of 1.75% of the loan amount plus an annual premium equal to 1.35% of the loan's balance. So, on a $250,000 mortgage, you can expect $4,375 added to your upfront costs and about $280 added to each of your monthly payments.

If you can deal with renting for a few years, it may be a better option to rent an apartment or home and save your money until you have a more substantial down payment. In order to avoid mortgage insurance, lenders want 20% down, and many require a certain amount of cash reserves in savings.

You like simplicity

Many former homeowners who decided to rent again, and they simply cannot get over how much simpler life is when renting.

When you rent, someone else generally takes care of all the maintenance and repairs on the home. If your toilet breaks, or your faucets are leaky, it's usually no more of a hassle than calling the maintenance man, which won't cost you a dime. Instead of spending thousands of dollars when the air conditioner kicks the bucket, when you're renting it isn't your responsibility.

The bottom line is that there are lots of very good reasons to buy a house, but there are also a lot of good reasons not to as well. Your own American dream depends on your particular life situation, your preferences, and your finances.

For more information on apartments in West Columbia, SC, contact Abberly Village Apartments.

#HowYouLive
The Motley Fool/ fool.com

Fun Fall Events around Columbia, SC This Weekend

Joseph Coupal - Friday, October 10, 2014

If you live in an apartment in West Columbia, SC you can enjoy numerous fun fall events this weekend around town. Here are just a few:

Fall Festival: 4-9 p.m. Friday at the North Columbia Food Park, 2720 Main St. The event will feature vendors, arts and crafts, games, food, plants, entertainment, face painting, pumpkin patch, scarecrow contest and more.

Movie Under the Stars: 7:30-9:30 p.m. Friday at Sesquicentennial State Park, Watch Marvel Comic movies under stars including “Spider-Man,” “Captain America” and “Ghost Rider.”

Cayce Hall of Horrors: Oct. 3-Nov. 1 at 1153 Walter Price St. The haunted attraction has been in operation more than three decades. New this year,  Xperiment13, an Experimental Hospital attraction. Hours are 7:30-11 p.m. Fridays and Saturdays, 6:30-9 p.m. Sundays and 6:30-10 p.m. Oct. 23 and 30.

Deceased Farm Murder and Maze: Tickets on sale 7:30 p.m., tours start at dark. This attraction runs every Friday and Saturday through Nov. 1 and every Thursday starting Oct. 16 Deceased Farm has two complete haunted houses surrounded by a two-acre haunted corn maze.

Dark Knight Terror Trail: Open at 7 p.m. Thursdays-Sundays until Nov 1. The attractions available include an outdoor trail, a traditional indoor haunted house and a Zombie Zone.

Oktoberfest Columbia: October 11 - October 13 at  3005 Devine Street, Friday-Saturday: 11am - 10pm; Sunday: 12-6pm. Holy Schnitzel! Oktoberfest Columbia offers authentic German food, beer and fun, right smack in the middle of Devine Street. Activities for the kids, real oompah bands, and delicious food and pastries. Grab a stein and let us fill it up with craft Oktoberfest beers.

Witch's Night Out: 6:30-7:30 p.m. Ladies Night Thursday at Deceased Farm. Attendees will be treated to refreshments from The Farmer’s Shed and Krafty Draft Brew Pub, entertainment by DJ Ronny Lane, early and unlimited access to all of the Deceased Farm haunted attractions. Witches’ costumes and/or hats are encouraged, there will be contests and prices.

#HowYouLive
thestate.com

SC State Fair Opens Today With All Kinds of New Things to Try – Columbia, SC

Joseph Coupal - Wednesday, October 08, 2014

The wait is over. The S.C. State Fair is here – finally!  If you live in an apartment in West Columbia, SC, get ready for 12 days of fun when the gates to the SC State Fair open today at noon. The Midway opens at 3 p.m.

What’s new in food this year at the S.C. State Fair?

Ramen Noodle Burgers The top and bottom parts are Ramen noodles infused with beef broth, boiled, shaped like a bun and fried. In between the top and bottom “bun” are two green onions, Asian sauce, coleslaw and a 4-ounce hamburger patty. From the folks who brought you the Donut Burger and Redneck Burger.

Chicken & Waffles Deep fried chicken tenders atop a waffle, from Bianco’s Foods in Anderson.

Pecan Cinnamon Roll Sundae For the sweet tooth, a pecan cinnamon roll in a bowl with two scoops of butter pecan ice cream and topped with caramel drizzle and cinnamon-crusted pecans. From Grandma Brown’s Cinnamon Rolls (formerly Golden Gate Bakery).

Fried vegetables How else will you get the kids to eat veggies at the Fair? Try fried green tomatoes, blooming onions and fried pickles at Deliplace.

Cookie Kitchen Baked fresh daily in the Moore Building, get two cookies for $1 with proceeds benefitting the South Carolina State Fair “Ride of Your Life” Scholarship program

What’s new to do?

You have your  list of favorite things to do at the fair– try the newest, weirdest food, watch racing pigs, ride the Ferris wheel, and try to shoot out the star and win a big prize, again.

But this year, you can try a few new things.  Want a few ideas?

Barnyard Cackle Review: The show, new this year, features Rocky Da Rooster and his singing hens: Tanya Clucker, Loretta Hen, Patty Eggless, Reba MacEggtire, Patsy Coop and Sh’nia Twang. I guess you’ll have to see it to believe it. ( Oct. 13-19, Cantey Building)

Balloonopolis: Imagine a carousel of balloons 25 feet across and 15 feet high. ... now, watch it come to life at the fair. Once complete, the display will include at least 10,000 balloons. The Columbia-based artists will be on site daily, except Saturday, to talk with fairgoers about their creation. (Ellison Building)

And the winner is ... Most fairgoers like to bounce from thing to thing to thing. Be different – commit to sitting for a spell to watch a competition. It’s hard to beat the youth horse shows, for example, or the junior swine and Holstein events.

Battle of the “food groups.” Why not create your own competition, all about fair food? Elephant ears or funnel cakes? Fiske fries or fried mushrooms? Fried Oreos or fried butter? A turkey leg or a ramen noodle burger? Let the games begin.

Bee a friend: Here’s your opportunity to do good. Bees are featured annually in an exhibit in the Cantey Building. Now, you can help bees in the environment by becoming a “Pollinator Protector” in your everyday life. First, create a pollinator garden that’s bee friendly. Then submit a form and two photos of your garden to the fair. You will then be awarded an Ambassador of Agriculture certificate, presented by the SC State Fair, as well as receive recognition on the fair website.

#HowYouLive
thestate.com

South Carolina State Fair is Back Again this October! – Columbia, SC

Joseph Coupal - Thursday, October 02, 2014

If you live in apartments in Columbia, SC you can enjoy the festivities and fun at the South Carolina State Fair from October 8-19. The South Carolina State Fair is recognized as one of the TOP 50 Fairs in the US, people of all ages come to Columbia to just to enjoy it.

The fair features nationally recognized entertainment in the grandstand, stages with a variety of acts such as comedy, bands, dancers, local entertainment and entertainment from across the state.  Art, home arts, horticultural, agricultural and livestock competitions exhibits draw both rural and urban crowds.

The South Carolina State Fair is a 12-day fair held at the fairgrounds annually during October. The focus of the fair is to serve as a showcase of the talents of the youth and citizens of South Carolina by providing them with a means of education, exhibition and competition involving arts, crafts, culinary, horticultural, and various livestock projects in which the youth and citizens of the state are involved. The fair celebrates an atmosphere of responsible community involvement and citizenship.

The annual fair also highlights the heritage of the state, and its ties to agriculture, industry, and business. Because it is located in Columbia it provides a gathering place for all South Carolina communities to showcase their best resources, their youth, agriculture and a sense of community in addition to their products and skills.

The South Carolina State Fair provides a clean, safe, family-oriented atmosphere, while offering fun, food, recreation, education, and great competitive exhibit opportunities for all to enjoy. Come "Find Your Happy" at the South Carolina State Fair!

Fair Attractions:

  • Artists, Authors & Beyond
  • Ask Uncle Ag
  • Balloonopolis
  • Border Collie Exhibition
  • Chefs at Work
  • Cookie Kitchen
  • Cowlina, the Incredible Milking Cow
  • Equine Events
  • Flowers
  • Greatest Grandparent Essay Contest
  • Heritage Village
  • Home & Craft Demos
  • Milking Parlor
  • Petting Zoo
  • Prince & Princess Pageant
  • Roadside Market
  • Sand Sculpture
  • Seed Survivor
  • Sky Glider
  • Sustainable Midlands
  • Swifty Swine
  • The United States Fleet Forces Band
  • Competitive Exhibits
  • 4-H Day
  • College Day
  • Exceptional Citizens Day
  • FFA Day
  • Fairly Bluegrass Day
  • Family Night
  • Kindergarten Days
  • Lunch Deal
  • Midway Physics Day
  • Military Appreciation
  • Nascar Night
  • Opening Day Special
  • Ride Promotions
  • Scout Day
  • Senior Day

#HowYouLive
More information - scstatefair.org

Wine, Fashion, Fun and Julia Roberts – West Columbia, SC

Joseph Coupal - Tuesday, September 30, 2014

Are you interested in fashion? If so, and you live in an apartment in West Columbia, SC you can enjoy a fun evening of giving and fashion at Wine Dine & Design. This is an amazing fashion show event created by The Walker Foundation. Become a part of it on October 2, 2014 at the Columbia Metropolitan Convention Center's largest room. The VIP Reception is 6:00 and the Show starts at 7:30. Julia Roberts is the celebrity co-host!

Wine Dine & Design is more than a Fashion show. It’s an opportunity to give while mixing and mingling with other like-minded individuals over a night of glitz and glamour. What’s best is that this even goes directly to support the SC School for the Deaf and the Blind which provides education and accessibility for the deaf, blind or sensory multi-disabled, their families and the professionals who serve them.

Wine Dine & Design is an event to raise awareness and funding for the services provided by the SC School for the Deaf and the Blind.

#HowYouLive
More information - winedineanddesign.org

Too Many Renter’s Go Without Insurance - West Columbia, SC

Joseph Coupal - Friday, September 26, 2014

The number of people renting homes instead of buying continues to rise, especially in urban areas. And it just so happens those are the same areas that are the most disaster-prone, according to the Insurance Information Institute, which says only 37% of renters have insurance on their belongings.

The insurance group is quoting a 2014 poll, which found that only 37% of renters have renters insurance, compared to 95% of homeowners who have a homeowners policy.

“Renters insurance provides a very important financial safety net when there is a disaster,” Renters insurance is relatively inexpensive — the average cost of a renter’s policy is only $187 per year, or less than four dollars per week.

Homeownership has fallen for over the past decade. And, in major cities renters outnumber homeowners. These cities are also at risk from natural disasters such as hurricanes, flooding, earthquakes and severe winter weather, as well as fire, theft and vandalism.

Many renters are under the misperception that their landlord’s insurance policy will reimburse them if their personal property is damaged or destroyed, but that’s just not the case.

If you are renting apartment in West Columbia, SC consider buying renter’s insurance.

#HowYouLive

consumeraffairs.com

Collard and Barbeque Festival – West Columbia, SC

Joseph Coupal - Thursday, September 25, 2014

If you live in an apartment in West Columbia, SC you can enjoy Gaston’s Collard and Barbeque Festival on October 3rd and 4th .

Come and enjoy the festivities. Friday October 3rd, will be the Barbeque Competition. And, on Saturday October 4th will be the Festival’s Parade at 10 am., after the parade will begin the Live Entertainment at the outdoor stage and in the auditorium, free rides for the kids, Barbeque Contest, Vendors, Exhibitors, Crafters, an Antique Car and Tractor display, Karaoke, the award ceremony for the Barbeque Competition winners and much more.

Don’t forget the Collard and Barbeque plates will be available in the kitchen on Saturday from 11:30 until…

Next weekend, October 3 & 4, 2014 come join the fun!

#HowYouLive
gastonsc.org

Reasons People Love to Rent – West Columbia, SC

Joseph Coupal - Friday, September 19, 2014

From the struggle to save money for a down payment to those who enjoy a more carefree lifestyle without worrying about replacing roofs and plumbing, the reasons for renting abound. Buying isn't for everyone. There are financial benefits to renting, but there are other reasons why renting might just be the ideal fit for your lifestyle. Beyond the money, here are seven scenarios where renting could be the solution that helps you call your apartment in West Columbia, SC home.

Access

If life brings you repeatedly to a certain part of town -- whether for work or play -- renting can instantly give you access and shorten your daily travel time. If you live in a metropolitan area, renting close to work could mean a savings of hundreds each year on commuting costs, not to mention the time you don't have to spend in the car or on public transportation. If your friends and after-hours activities keep you out until late hours, you can skip leaving your car somewhere and simply walk home, not to mention being able to rent in a more upscale area for less than it would cost to buy. No down payments or paperwork -- just instant access to the place you want to be with a deposit and rent check. You might be able to stay parked, or ditch the car entirely.

Travel

Got wanderlust? Maybe work takes you to a new place every few years. If so, buying doesn't really fit your lifestyle. Renting allows you to sign leases of varying terms and plan future travel without being locked into a long-term living obligation like buying.

Timelines

If work's looking like it could take you elsewhere, renting is an ideal fit. With the costs of closing on a home (including down payments), you might be better off signing a short-term or corporate lease (complete with furnishings). This way, it's less about stuff and more about being nimble and keeping your life portable.

Schools

When kids come along, schools are a major decision-making factor. The better public schools can often be found in areas where home prices are higher. You just might find that renting a home in an area with access to the right schools makes more financial sense than buying in the same area.

Maintenance

Some folks just aren't handy, or simply don't want to be. When you rent, there's always a landlord or management company you can call for repairs. While you're going to be at their mercy for getting to your place and getting the fixing going, odds are you won't be out of pocket for repairs that are structure-related. They'll have the leaks in your roof from that recent hurricane under control -- using their checkbook.

Amenities

Especially in metropolitan areas, renting can offer you access to more than a handful of apartment amenities. From hot rooftop decks and pools to on-site (and well-appointed) fitness centers and gym memberships, there are plenty of potential benefits to renting. Many buildings in metropolitan areas also offer on-site services like free WiFi, dry cleaning, a doorman, and parking -- all of which might cost you a pretty penny if you were to buy (where parking, especially, can be thousands of dollars to buy and hundreds to rent each month).

Exploring

If you're new to an area, renting is a powerful tool to help you get to know the area. You can spend a few years living in different parts of town until you find the perfect area that feels like home. This keeps you from buying in an area that looks great, but that you haven't spent much time in and around. And while you might be moving every year or so, the money spent on a U-Haul or movers pales in comparison to paying closing costs on a home you're buying on a time crunch during a relocation.

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Events This Weekend Around Columbia, SC

Joseph Coupal - Wednesday, September 17, 2014

If you live in an apartment in West Columbia, SC here are some upcoming events happening this weekend:

LET’S MOVE COLUMBIA GAMEDAY: 10 a.m.-2 p.m. Saturday in the Drew Park green space, next to Drew Wellness Center, 2101 Walker Solomon Way. Free event is in recognition of National Childhood Obesity Awareness Month. Activities include field games, celebrity flag football, relay races, healthy snacks, live entertainment, a scavenger hunt, exhibitors and more. (803) 255-8161; http://columbiasc.net

FALL FESTIVAL AND PICKIN’ PARTY: 10 am.-5 p.m. Saturday at the State Museum, 301 Gervais St. (outside and in the lobby). Live music, artists and craftsmen, children’s activities, craft beer and barbecue cooks. (803) 898-4921; http://scmuseum.org

ROSEWOOD ARTS FESTIVAL: The annual arts festival returns for its fourth year 10 a.m.-6 p.m. Saturday at 2719 Rosewood Drive on the grounds of Rockaways restaurant. More than 100 artists exhibit their work in an family-friendly atmosphere. Meet South Carolina authors, too. Entertainment is on two stages: acts include members from the S.C. Philharmonic, Tom Hall and the Plowboys, Columbia Marionette Theatre, The Dawn Key Shotguns and the Tonya Tyner Trio.

SC PRIDE: The annual celebration is Saturday on Main Street, starting with a new 5K and fun run at 9 a.m. and a parade launching from Gervais Street across from the State House at noon. Entertainment for the festival includes headliner, country music singer Lorrie Morgan, R&B singer Deborah Cox and four cast members from “RuPaul’s Drag Race.” Details: scpride.org

thestate.com


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