Abberly Village Apartment Homes

1000 Abberly Village Circle, West Columbia, SC 29169
Call: (866) 933-5853 (803) 936-1012 Email Usabberlyvillage017@myltsmail.com View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P

West Columbia SC Apartments Blog

Hidden Costs That Come with Buying a Home – West Columbia, SC

Joseph Coupal - Thursday, January 12, 2017

Buying a home isn't just a 20% down payment and a monthly check for the mortgage.

There are a mountain of hidden costs — from closing fees to taxes — that can add up to more than $9,000 each year, real estate marketplace Zillow estimates — and that number will only jump if you live in a major US city.

Business Insider spoke to Zillow's chief economist, Svenja Gudell, about the three big unavoidable costs — homeowners' insurance, property taxes, and utilities — and other common costs that are often overlooked.

If you're considering buying a home, be mindful that it is not just about the cost of the home:

For more information on apartments in West Columbia, SC contact Abberly Village.

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article and image: businessinsider.com


Happy New Year 2017 from Abberly Village in West Columbia, SC!

Joseph Coupal - Thursday, January 05, 2017

Abberly Village Apartments in West Columbia, SCA fresh new year has arrived once again. It’s the time to be thankful for everything we have and for everything we have achieved in the past year. But it is also time to start new, start strong, and accomplish everything we want to do this year.

It is also time for us to say “Thank You” for our success last year. If you are an existing associate, we have enjoyed working with you. If we are just embarking on a new relationship with you in 2017, we look forward to the opportunity. We are excited for what we all can achieve in 2017.

The New Year stands before us, like a chapter in a book, waiting to be written. We can help write that story by setting goals. – Melody Beattie

Happy New Year from Abberly Village in West Columbia, SC!

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Reasons to Rent in Retirement – West Columbia, SC

Joseph Coupal - Wednesday, December 28, 2016

Abberly Village, West Columbia, SCFor years, the standard plan for retirement was to pay off your mortgage and continue living in your family home, or perhaps sell that home and pay cash for a smaller home, possibly in a retirement community.

But that plan has changed in recent years, as some retirees have joined their millennial children and grandchildren in choosing to rent rather than buy. While their reasons vary, the trend indicates that renting is losing its stigma and that, for some older people, renting makes good economic sense.

Here are seven reasons to rent in retirement.

You want to try out a new area. Many people fantasize about moving to warm climates when they retire. But those places are big lifestyle changes for many, and some people discover that the land of mosquitoes and endless summer is not for them. Plus, it's hard to choose a neighborhood when you don't know the city. Renting gives you an opportunity to try on a new lifestyle and check out neighborhoods without committing.

You expect to move soon. If you sell the family house and expect to need assisted living within a few years, buying a home to live in for a short time may not make sense. Or perhaps you're planning to move closer to children in a few years, but you want to stay in your hometown a little longer. Renting makes it easier to move quickly.

You can't afford to own a home. The cost of the mortgage is just part of the cost of homeownership. Real estate taxes, condo or HOA fees and homeowners insurance are somewhat predictable, but the cost of repairs is a looming unknown. Those types of expenses require you to keep some cash in reserve. Houses are so expensive, and the expenses are unpredictable sometimes.

You want more freedom. You don't want to spend the rest of your life in one place, and you want to be free for adventure. That might mean long-term travel, living a few years near one child and then a few years near another, or maybe you would like to test out various cities where you could settle. In any of these scenarios, renting makes more sense. When you're renting, it gives you a lot of flexibility.

You want to tap the equity in your home. If your home is worth a lot of money but you have no access to cash for living expenses, selling the home and renting can be a good option for some, though you'll need to do the math and weigh this option versus a reverse mortgage.

You want to move into senior housing. Some older people, especially if they are single, may not like living alone but they may not need assisted living. One option is to rent an apartment in an independent living community, which provides meals, activities and maintenance. Buy-in communities also have these amenities, but a rental community is less of a commitment and may make more financial sense for some.

You can't get a mortgage. Since the foreclosure crisis, lenders have become much stricter about documenting income. Retirement income counts, but you may not have enough money for the home you want, especially if you don't have a lot of cash for a down payment. Buying becomes more difficult when you retire because lending standards are stricter.

For more information on apartments in West Columbia, SC, contact Abberly Village.

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US News - Money


Happy Holidays from Abberly Village Apartments in West Columbia, SC

Joseph Coupal - Tuesday, December 20, 2016

Abberly Village apartments in West Columbia, SCIt is once again "end-of-year" blog post reflection time.  If you are reading this blog post, you care enough about us and our business to invest a minute or two reading here.  That means a lot to us.  The primary reason for this blog is to educate and inform our readers; as an ongoing act of giving thanks for the privilege of earning your continued trust and continued professional partnerships. So we're glad you're here.

We reflect today on the blessings that so many of you bring to both our personal and professional lives. Over the course of 2016, we hope that we have made a difference in many personal and professional lives. This is the true essence and a key measure of professional reward and business success.

It is our sincere wish that all of you bask in the joy of reflection and within the warm confines of family and friends throughout this Holiday season and throughout 2017. Cheers!

Happy Holidays!

-from all of us here at Abberly Village Apartments in West Columbia, SC.

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Millennials Prefer Renting Apartments with Amenities Instead of Buying - West Columbia, SC

Joseph Coupal - Tuesday, December 13, 2016

Abberly Village, West Columbia, SCMore millennials these days are holding off on buying homes because of rising prices and less inventory available.

Instead, some are finding perks in renting in buildings that offer many extras.

CBS News reports that millennials are leading the charge to rent rather than buy. In 2014, almost 72 percent of them decided to rent.

Millennials put a premium on lifestyle. It’s not just about the apartment and the furnishes, it’s actually about the community amenities and the social connectivity.

One Millennial told CBS News she moved into an apartment community which has a pool, fitness center, basketball court, outdoor spaces and an onsite doggie day care center.

It gave her the flexibility to work a lot and still have the ability to work out, have fun and be social.

The allure of amenities is appealing, but many millennials don’t want to rent forever.

A lot of millennials do want to buy a home, but there are a whole lot of hurdles they’re facing. They’re having a hard time qualifying for a mortgage, or even saving for a down payment. Renting, in general, gives them a lot of flexibility.

Many millennials are happy to keep renting for now.

For more information on apartments in West Columbia, SC contact Abberly Village.

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CBS


Tips for Apartment Hunting in West Columbia, SC

Joseph Coupal - Wednesday, December 07, 2016

Abberly Village Apartments, West Columbia, SCEven though it feels like everyone just moved in, some apartments have already started leasing for next school year. Here are four tips about things to look for in your first or next apartment.

Price

There is a wide range of apartment prices throughout West Columbia. It is not like a campus owned apartment where it takes it out of the bill, you need to make sure you will be able to afford the apartment month after month.

Parking

Free resident parking and visitor parking is a very big deal to some college students. Some apartments make you pay an extra fee to have your own space and it can be hard for your guests to find a space without getting a ticket or towed.

Proximity to Campus

Although being close to campus is nice, it can come with a big price tag. The farther away from campus usually makes for a cheaper place and there is always public transportation to get you where you need to go.

Amenities

Pool, gym and pet friendly; All very important things when you are looking. It's nice to not have to go all the way to campus to work out at a gym or pool. Pet friendly is also a must for some students and they can be tricky to find.

There are many apartment options with a wide variety of different aspects and hopefully this advice can help you pick out what you really want in an apartment. For more information on apartments in West Columbia, SC contact Abberly Village.

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iowastatedaily.com


Apartment Hunting Mistakes – West Columbia, SC

Joseph Coupal - Thursday, November 17, 2016

When apartment hunting, we assume we know what we want, and strongly believe that we know how to find it. However, this is not always the case.

There are various mistakes that we can make while apartment hunting in West Columbia, SC, including the wrong area, monthly price, and the roommate situation.

1. Wrong location

Apartment location is huge, especially when you plan on settling down for a few years and having the same address for longer than two semesters. To decide an area in which you want to live in, there is no better way than physically visiting the place.

A location is vital for obvious reasons, but also because we want to be close to certain things, such as campus, grocery stores, and gas stations.

2. Bad pricing

Pricing is everything. Make sure that you are looking in a bracket you can afford and are willing to pay. Nothing is worse than finding the perfect place and realizing that it is way over your budget.

It is always a solid idea to plan accordingly and to have money saved. In this case, better to have money saved than no money.

3. Relying on opinions

As we search for apartments, we have a habit of asking others for their opinions. If they have heard about the apartment complex before, if friends have lived there, or been there, etc. It is good to ask around in search of separate perspectives, special insight, or first apartment advice in general.

But, don’t make decisions solely based on what others say. Basically, this rule applies to any and everything in life. You should always be willing to listen, but not always willing to agree.

4. Unstable roommates

Finding an apartment also means that you most likely will have roommates. Whether they are random or not, they are still your roomies. And this means that you should attempt to find stable ones that are able to pay their portion of rent, electric, and water every month: the necessities. Plus, stability means being able to feed yourself.

Searching for a place to live also means that everyone is on board with living there and that down the road, they will not be blaming you for signing the lease. There is nothing like an argument revolving around the lease. Say hello to awkwardness and potential end of friendship.

5. Narrow choices

Apartment searching does not mean that you plan on locating your dream house, but also does not mean that you should be settling just because. You want to go into the hunt with a general idea of what you want, but then also not limit yourself.

Having too narrow of choices can make it extremely difficult to find an apartment, as well as putting unnecessary pressure on yourself.

6. No amenities

This is vital because who wants to pay $200 more a month just because there is a community pool? If anything, the apartment should come with a lot more than just that.

Common amenities include a gym, washer and dryer, visitor parking, pets accepted, and of course a pool is always nice. Try not to limit yourself once again, though. You may be missing out on really nice apartments just because they do not come with a deluxe gym (think about what you need versus what you want).

Looking for the very perfect apartment is not only difficult, but pretty much rare. You are not always going to be completely pleased with your results, but you can definitely be happy for the extent of the lease.

Attempt to steer clear of the common mistakes which include location, pricing, advice, choices, roomies, and amenities. Plus you may find the perfect apartment in an area you never thought twice about.

For more information on apartments in West Columbia, SC, contact Abberly Village.

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ULoop


Students Have a Better Experience When They Live in Off-Campus Apartments in West Columbia, SC

Joseph Coupal - Tuesday, November 08, 2016
College is often called a bubble by its students — and rightly so. Often, most students live on campus in some form of dorm housing. Other times, few students bring a car to campus and the typical student can go days without leaving the perimeter of campus. There are those, however, who live off campus and can have entirely different experiences as matriculated students.

There are a variety of reasons why a student may choose to live off campus. Some may live in their family homes in reasonable proximity to campus, while others have chosen to rent apartments in West Columbia, SC and the surrounding towns. Other students choose to live in larger cities and commute back and forth.

Those living in town often take all of their classes at one of the nearby colleges and easily travel on and off campus. Often students live in an apartment when they feel they have outgrown the dorms.

Living off campus does not mean you have to adjust any obligations at college and students can just commute, usually driving to campus in the mornings and staying for the day, studying between classes and heading back home after dinner.

Some students find that living off-campus actually find it easier to manage their classes.

“I’m more focused since I have to manage my time better with the transit from campus to home … I study both at school and off campus — at my apartment.”

Many find their social life more active when moving off campus. Living off campus certainly does remove one from the bubble, for better or for worse. While it can be refreshing to have the freedom to move to and from college campus, some students who live off campus can miss some aspects of the experience.

Some miss the student life on campus, but like the freedom to just be able to walk out of their apartment and be in a city.

For more information on apartments in West Columbia, SC contact Abberly Village.

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thewellesleynews.com


Why Buying a Home is Not an Investment – West Columbia, SC

Joseph Coupal - Wednesday, November 02, 2016

Should you keep renting, or buy a home?

It's an age-old dilemma nearly every American adult wrestles with at some point. They wonder about paying rent when they could be investing in a home that will grow in value and potentially provide a nice return one day.

If that line of thinking sounds familiar, stop right there.

A number of crucial factors go into the rent-versus-buy equation — myriad calculators exist for just this purpose — but a house's potential return on investment shouldn't be your focus. In fact, you shouldn't think of it as an investment at all.

People get caught up in this notion of 'Oh, if I buy a house it's an investment, so I can do it at any time,' but it's not.

Housing is a consumption decision, not an investment decision. The amount you pay for housing should comport with your needs, goals, and budget, regardless of housing market trends and potential growth in home value.

If what you're spending each month on housing jumps when you move from renting to owning, that's not necessarily a wise financial move just because you're getting equity. You need to make sure the additional space and amenities you're consuming are worthwhile expenditures on their own merits, not for the theoretical payout they might afford later.

If you spend twice as much on a house, you're not making twice as big an investment, you're spending twice as much on housing. That's a mistaken way to approach it.

Let's say you time your local market correctly and home prices rise after you buy. If you decide to sell that home, you'll still need a place to live, and you're buying in that same market with expensive home prices unless you go back to renting.

Moreover, the process of buying and selling a house is expensive. The taxes, fees, and closing costs you'll pay when you buy and sell that home eat into any profits you reap.

Buying that house cheap and selling it once it's gotten expensive is an expensive way to make money, because the round trip cost to you is about 10%, so you take a huge hit.

If you want to make an investment in housing, you're better off doing it in the markets — such as buying shares in a real estate investment trust or an exchange-traded fund.

For buying your own home, just ensure it will match your needs for many years to come, independent of what happens in the markets.

For more information on apartments in West Columbia, SC contact Abberly Village.

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Business Insider


Apartment Hunting Tips – West Columbia, SC

Joseph Coupal - Wednesday, October 26, 2016
No matter your age, going out on your own to rent your first apartment is a major step. If you’ve never done it before, how do you know what to look for? It may come as a surprise, but there are tons of things to consider other than the usual question of “do I have enough space?”

In order to make this huge step go a little smoother, here are some tips for first-time apartment searchers.

Check your commute

One of the most important questions for anyone: How long is my commute? To figure it out, start with an app, like Google maps or Waze. To make sure you’ve got a good estimate of door to door travel time, the best advice would be to go on a practice run before you decide on an apartment.

If you’re taking public transportation, check the walking distance from the apartment to the nearest stop. Time how long it will take you to get there and check out the lay of the land. Your app might tell you that the stop is only a 5-minute walk, but what if it’s a 5-minute walk up a huge hill? Most likely, that might change your timing a bit.

Own a car? Be sure to ask about parking details like whether you have your own parking spot and if there’s a fee.

Lastly, take the time one day to check out the traffic patterns during the hours you’ll be driving to and from work. Your app might estimate a 20-minute drive, but if that turns into an hour drive during rush hour, you might not find that apartment so appealing anymore.

Test out the utilities

You don’t want to get comfortable on the couch and then realize you have no outlet to plug in your phone charger.  Or even worse, have you ever left your phone charging overnight only to realize the outlet didn’t work at all? Both frustrating situations and both totally avoidable.

Take that charger you carry with you everywhere and test the outlets at every apartment you visit. Also take note of their locations. If your living room or bedroom only has one outlet, is that enough? Another tip: Run the faucets and shower and flush the toilet to make sure there’s sufficient water pressure.

Research your landlord or leasing company

Dealing with your landlord or leasing company may become a huge part of your life. The last thing you want to do is tie yourself to a lease with an unresponsive landlord. After all, they’re responsible for keeping your apartment and building up to living standards.

Before you sign, do a little digging. See if your building had any violations or complaints filed against it. A simple online search may also give you the clarity you need.

Sign a roommate agreement

In an ideal world, you and your roommates would get along like one big happy family. But we all know how unlikely that is. No matter how well it might start out, there’s a good chance you’ll run into disagreements down the. So why not get that awkward conversation out of the way before you sign a lease with anyone else?

There are plenty of sites where you can get generic roommate agreements but there are also some where you can customize it to your needs.

Also, no matter how much you love the apartment you’re visiting, do not get pressured into signing a lease (especially if it’s your first time there). Not only should you try to visit at least two more places, but you should also come back to your favorite apartment for a second look.

For more information on apartments in West Columbia, SC contact Abberly Village.

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Yahoo! Finance



Abberly Village Apartment Homes

1000 Abberly Village Circle, West Columbia, SC 29169

Call: 866-933-5853
Email Usabberlyvillage017@myltsmail.com
View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P