Abberly Village Apartment Homes

1000 Abberly Village Circle, West Columbia, SC 29169
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West Columbia SC Apartments Blog

South Carolina is Popular with Boomers

Joseph Coupal - Wednesday, June 21, 2017

Abberly Village, West Columbia, SCSouth Carolina has experienced rapid growth in the last 30 years, much of it from retirees seeking a warmer climate and lower cost of living. As more and more baby boomers begin to retire that trend is certain to continue. Retirees have been moving into all parts of the state, the area in the southwest low country, but near Hilton Head has experienced the most explosive growth.

South Carolina's population is growing. Some of that growth is coming from retirees entering the state. Obviously the housing market crash has impacted sales and prices in 55+ and active adult communities in SC, but probably less so than for the housing market in general. For the record, South Carolina has an income tax maximum rate of 7%, people over 65 get some significant exemptions.

Thanks to the great success of Hilton Head Island as a vacation and retirement spot, the entire southwestern area of the state is now a retirement hot bed. Part of the attraction is the many rivers and bays are in the area, making waterfront living possible for many people at somewhat reasonable prices. The region is dotted with active adult communities to explore.

What People Like about this area of SC:

  • Mild winter climate
  • Being near the coast, bays, and rivers
  • Cachet and prestige of Hilton Head
  • Brand new,master-planned developments
  • Outstanding recreation such as golf, tennis, fishing, boating
  • Many of the towns are charming

This part of SC is definitely one of the best retirement regions in the world. For more information on apartments in West Columbia, SC contact Abberly Village.


Reduce Housing Costs When You Retire

Joseph Coupal - Thursday, June 15, 2017

Abberly Village, West Columbia, SCHousing is likely to be your biggest retirement expense. But there are a variety of ways to pay less for housing in retirement. Here are a couple of ideas of what you can do to bring down your housing costs after you retire.

Downsize. Once your children grow up, you no longer need multiple bedrooms or an expansive yard. And you may not want to take care of a large property that only one or two people use. Downsizing to an apartment in West Columbia, SC can add money to your nest egg and free up the time you would have spent mowing a large lawn and cleaning several stories of rooms. Downsizing could add money to your nest egg, even if you spend $50,000 on selling and moving costs and home improvements. After their kids move out, many retirees downsize their home, and then they put the surplus into an investment account so that it can start growing. This reduces their monthly living expenses, their utilities, their property taxes, and they’re really at a point in their life when they don’t want to maintain a larger home. You may also be able to generate some extra cash by selling off the furniture and appliances from your former home.

Relocate. Retirees don’t need to live in expensive cities that are close to their jobs or in high-cost suburbs with good school districts. You are finally free to live anywhere in the world that has the entertainment options and amenities you desire. You might choose to live near the beach or in a place where you can play golf every day, or you could relocate to a sleepy college town with a low cost of living. If you move to a place where housing costs significantly less than where you live now, you can use the extra cash to help pay for your retirement expenses.

Become a renter. Homeownership can be expensive and a lot of work, especially if you live in an older home in constant need of repairs. Becoming a renter in retirement frees up the equity in your home to use for living expenses, might allow you to relocate closer to the city center where you could walk to shops and local attractions and makes someone else responsible for the major upkeep of the property. To sell your home and then rent gives you a nice cash infusion.

For more information on 2 bedroom apartments in West Columbia, SC contact Abberly Village.


US News – Money

Baby Boomers Are Selling Their Homes in the Suburbs

Joseph Coupal - Thursday, June 08, 2017

Abberly Village, West Columbia, SCU.S. baby boomers are trading their suburban homes for those closer to the city. Real estate data has been showing the switch from suburban to urban living for baby boomers.

An analysis large cities found that between 2000 and 2010, more than one million baby boomers moved from homes that were between 40 and 80 miles from city centers and a similar number moved to homes within five miles of city center. Apartments in Columbia, SC are the perfect solution for baby boomers who want to give up the time and expense involved in owning a home and who would prefer to live closer to the city.

They want a level living area; they're tired of stairs, and they want to be close to the city. Baby boomers looking to move say they're more attracted to cities for health and social reasons.

"The spirit on the streets, there's a kind of vitality, a regeneration," said Harold Closter, 63, who recently moved from a suburb with his wife. "We've made a lot of new friends, and we've found that it's a lot easier for our friends to get to us, because we're right near public transportation. Our adult son and his friends think this is pretty cool as well."

For more information on renting an apartment in West Columbia, SC, contact Abberly Village.


Difference Between Dorm and Apartment Living

Joseph Coupal - Wednesday, May 31, 2017

Abberly Village, West Columbia, SCYou have decided that you do not want to live in the dorms anymore. You are sick of dealing with RA’s, stale, repetitive dining hall food, and the general inconvenience and hassle of not being able to be truly independent.

Have you thought of the ways life will be different when living in an apartment compared to living in the dorms? Between location, the amenities, rent and deciding who to room with, the differences abound. Here are four big differences in living in a dorm compared to living in an apartment.

1. Location

Here are a couple questions you will want to ask yourself when determining the ideal location for your dream apartment.

Do you want to be around the hustle and bustle of campus town, i.e. bars, restaurants, and shops; or do you prefer the quiet and quaint setting of an apartment a mile or two away from it all? If you want some peace and quiet to yourself during the week and on weekends, the second option would be better.

Would you prefer to be as close as possible to class and minimize travel time, or away from the cluster of people and students resulting in a lengthier travel time to class? This is why it is a major difference. Dorms are usually positioned closer to the heart of campus.

2. Rent

Money, especially for college students, is a resource that needs to be maximized to its fullest extent especially for living expenses.

A $650 a month apartment with all utilities included might not necessarily be the same as a $550 a month apartment with no utilities. In addition, tuition per year needs to be well-defined to see what average living costs would come out to. This is where some reflection and projection is needed in terms of utility usage.

Would you be able to plan out your monthly allotment for non-included utilities to make sure it does not exceed a similar apartment with all utilities included? If you are a cautious person and would rather play it safe and not be on a stringent usage, search for apartments with all or most utilities included to maximize enjoyment of your apartment and to minimize stress.

3. Amenities

This is a factor when apartment hunting compared to living in the dorms that is sometimes overlooked. If you are looking for a more modernized apartment, you might be looking for an attached pool, in-unit washer and dryer, in-complex gym or rec center, modernized appliances, reserved parking, an enclosed outdoor or indoor social area, etc.

4. Roommates

The age-old question of who you want to live with can play a big role in determining whether or not to hunt for an apartment and is a big influence on all of the other factors mentioned previously. Do you enjoy the camaraderie and company of a friend or two to live with to help make a new apartment experience more enjoyable? Do you consider yourself your own best friend and prefer to keep it simple and worry about yourself?

An important note to remember is that if you decide to live in an apartment, you have more freedom in deciding where to live and who to live with. With the dorms, that freedom may not be available.

One major task nearly every college student faces is whether to live in a dorm or apartment. An apartment offers more freedoms in terms of college experience but dorms offer a more reliable, easier route. Whichever the choice, be sure to take the time to research the most well thought out decision.

For more information on apartments in Roanoke, VA, contact Pebble Creek Apartments.


Why Renting is Often Better - West Columbia, SC

Joseph Coupal - Wednesday, May 24, 2017

Abberly Village, West Columbia, SCOnce you get your career going, you may begin to think about settling down; maybe you are looking for a place to live. One of the biggest questions is whether you should rent or buy your home.

For many, buying is one of life’s biggest aspirations. But for others, buying property doesn’t really have a place in their life. It can be difficult choice, and one that’s going to have a big impact on your bank-balance. There are pros and cons to both buying and renting.

Buying a home has been traditionally been the goal for many people. Once you’ve paid off your mortgage or mortgages, your home is your own. A home also represents a large chunk of your credit security.

Fundamentally, this is how many look at it: monthly mortgage payments may be a headache when times are tough, and it may be increasingly difficult to get one but at the end of the day you’re paying into something that you’ll eventually own outright.

The same cannot be said for renting, and this is the main criticism. However, there are many benefits to renting.

Firstly, you’ll need a much smaller initial down payment to secure an apartment. Provided you treat the property right, you’ll receive your deposit back in full at the end of your lease.

Secondly, you have flexibility and freedom. You can choose to move– in a completely different region –more quickly and easily than you would be able to if you owned a home.

Thirdly, the upkeep of any rented property is the responsibility of the landlord. Homeowners will have to pay for home repairs and ensure they have insurance coverage.

For more information on renting apartments in West Columbia, SC contact Abberly Village.


Economic Voice

Buy or Rent in West Columbia, SC

Joseph Coupal - Thursday, May 18, 2017

Abberly Village, West Columbia, SCDespite the fact that home mortgage interest rates are near record lows, only 65.4% of Americans own homes. In fact, home ownership in the U.S. is at its lowest level since 2004, when 69% of Americans owned homes.

Of course, home ownership can eat up not only your free time, but your money as well. Is owning a home worth the hassle? To find out, let’s look at it from three angles: taxes, costs, and quality of life.

Are there still tax benefits to home ownership these days?

Back in the days of 8% mortgage interest rates, you were sure to get a generous mortgage interest deduction on your tax return. Add that to the property taxes, and you’d get a nice tax reduction. But what about today, with average national interest rates at 3.46%.

For median housing costs, you’re looking at a total standard deduction for a married couple filing jointly of less than $7,000 a year. So there’s no tax benefit here. A single person’s standard deduction is $6,100. So the net income reduction is $900. Even in a 25% tax bracket (plus 5% for state), that only saves you about $300.

Do the financial benefits outweigh renting?

The biggest consideration when deciding whether to rent or own is how much of an increase you will face in your monthly costs?

Remember that when you own a home, you also need to pay for homeowners insurance, all your utilities, as well as maintenance and repairs. Average those costs out over the year to figure out how much you will be paying a month on top of your mortgage (after paying routine bills, set aside at least $100 a month for future inevitable repairs).

How will it impact your quality of life?

Finally, we come to real meat. Truly the American dream. Or…

Do you need to devote every weekend to doing all the yard work and fixing things around the house? You could have someone cut that lawn. You still have to do the big things like trimming the growing trees and bushes, replanting the bulbs and plants, and fixing the sprinkler heads the gardener’s mower broke.

And of course, there’s the to-do list along with rising water rates. Then there is the painting and roofing to do, as the winds and erratic rains wear away layers of your paint, siding and roof. When you rent, the landlord takes care of that: You can leave for the weekend and forget about it.

Of course, when you own a home, you may have a community association’s covenants, conditions and restrictions (or CC&Rs) to deal with. You can’t paint your door that color; your Christmas decorations are too bold; your lawn needs tending; too many cars are parked out front. Things like that don’t seem to matter as much when you’re renting.

For information on renting an apartment in West Columbia, SC , contact Abberly Village.


Market Watch

What it's Like to Retire in Columbia, SC

Joseph Coupal - Thursday, May 11, 2017

Abberly Vilage, West Columbia, SCColumbia has frequently been rated as one of the top retirement towns in the USA. CNN Money has included it in its 25 Best Places to Retire because it has the amenities of city life, Southern Hospitality, a low cost of living, outdoor recreation, and a temperate climate. Consumer Reports compared the CNN Money list with the U.S. News list of best places to retire and found only one city common to both lists - Columbia. U.S. News described it as "a colorful capital city with a riverfront esplanade". Columbia, a growing city of about 129,000, is the state capital. It is fortunate to have a number of parks including Finlay Park. The University of South Carolina has a main campus here which offers free tuition to SC residents over 60. The city was named as one of 30 of America's most livable cities.

What is special about Columbia, SC

Downtown Columbia has been the scene of ambitious and successful urban renewal projects. The historic Congaree Vista is a large district in the central business district near the Congaree river. It has many historic buildings that have been rehabilitated. The University, which is located downtown, has Innovista, a unique "innovation district" between the campus' core and the banks of the Congaree River. This project integrates public and private sector research and researchers with retail, restaurant, residential, and recreational facilities in a contemporary urban landscape. The Robert Mills House is one of the local historical attractions.

Who will like retirement in Columbia, SC

People who want to retire in the Carolinas but be near an mid-sized city with a lot to do might enjoy Columbia. The population is about 50% white, 41% African-American, and the rest mostly Hispanic.

Climate and Physical Environment

Columbia is located in the center of the state. The median January temperatures are in the mid to high 40's. The July median is in the low 80's. The city is on the Congaree River.

Restaurants & Cultural Scene

The Town Theatre, listed on the National Register of Historic Places, has been here since 1917m and is just one of several theatres in Columbia. The South Carolina State Museum has exhibits in technology, history, and the arts. It one of the largest museums in the Southeast. The Columbia Museum of Art is here, as is the South Carolina Philharmonic Orchestra, Columbia's resident orchestra. The revitalized downtown has an assortment of good restaurants. The South Carolina State Fair and Riverfest Celebration are 2 of the larger festivals held in Columbia. The Koger Center of the Arts.

For more information on apartments in West Columbia, SC, contact Abberly Village.


Columbia, SC: Best College Towns

Joseph Coupal - Wednesday, May 03, 2017

Abberly Village, West Columbia, SCWhile the term "college town" may bring to mind solo cup-littered parties and riotous football games, there's far more to these youth-filled cities than tailgating and sports. It starts with education itself. An educated workforce brings in industry and employment opportunities. Successful universities are always huge employers in communities, too.

But a great town is about more than just numbers. It’s about heart. And history. It’s about being a breeding ground for culture, and a celebration of what makes our country great. There might not be a better expression of the American dream, in fact, than our next generation of youth working their way through college. That’s why our team of experts weighed in, as well—to give it our own personal touch.

3. Columbia, SC

Columbia, SC might not benefit from a behemoth university like the University of Michigan, but that’s one of the things that makes it great, and why this is its second year on our 10 Best College Towns list.

As the capital of the state, government jobs abound, along with generally high salaries and the benefits that come with them. Healthcare is also a prominent industry, boasting the two largest employers in the area, Palmetto Health and Blue Cross Blue Shield of South Carolina.

Along with the University of South Carolina, the state’s flagship university, the area is also host to a large number of private institutions, including Baptist, Lutheran, African Methodist Episcopal Church, and Methodist colleges. In fact, out of the seven non-technical colleges and universities in the area, six are private.

Adding to the area’s youthful feel is Fort Jackson, the largest U.S. Army Basic Combat Training installation, which employs thousands of military and civilian personnel. The installation also trains about half of all Army entrants each year; and with tens of thousands of families visiting Basic Training graduations almost every week, area restaurants and hotels (and the residents who enjoy them year round) benefit in a big way.

Columbia all offers a huge range of things to do. From outdoor activities like hunting, fishing or camping, to a surprisingly active art and music scene, residents and students have plenty of culture at their fingertips. The Columbia Museum of Art has one of the largest collections in the state, with 20,000 square feet of gallery space. And the town has no shortage of activities for history buffs, either. The South Carolina State Museum boasts an enormous collection of over 45,000 pieces.

For more information on apartments in West Columbia, SC contact Abberly Village.


Reasons to Rent in Retirement in West Columbia, SC

Joseph Coupal - Wednesday, April 26, 2017

Abberly Village, West Columbia, SCSometimes it makes sense to sell your house and rent.

You may have long pictured homeownership as a cornerstone of your retirement. But baby boomers are increasingly renting instead. From 2005 to 2015, the number of renters ages 60 to 64 nearly doubled.

Though the longer you live in a home the more likely it is that buying beats renting—if it is paid off, taxes and upkeep are probably lower than the rent you’d pay—there are times when renting is the way to go.

You’re restless

Want to buy a home in your favorite vacation spot? The idyllic weeks you’ve spent there may not give you a realistic sense of what life is like year-round. For example, 70°F winters might not be worth humid 90°F summers.

Trying out your new town by renting will save you money and headaches. Real estate can have huge transaction costs, like the typical 5% brokerage fee. You don’t want to pay it twice.

You want the extra cash

Selling the family home and investing some (or all) of the proceeds can help pad your savings—and provide peace of mind.

Yes, you could tap home equity via a reverse mortgage. But selling would supply more upfront cash. A 65-year-old with a $300,000 mortgage-free home could net $275,000 from a sale; a reverse mortgage would free up only $150,000. You’d have to tap some of your proceeds to rent a new place, but the extra long-term cost of renting might be worth the comfort of more cash on hand.

You want convenience

Sick of raking leaves? Don’t want to deal with peeling paint? Renting lets you off-load such chores. It’s not your problem anymore. A rental in a multiunit building can also include amenities you’ll value more as you age, such as an elevator and a doorman.

Rental property developers have started catering to older customers. The result: buildings that include a greater number of larger two- and three-bedroom units, as well as aging-friendly perks like door-to-door package delivery and trash pickup.

For more information on apartments in West Columbia, SC, contact Abberly Village.


Time – Money

Best States to Find a Job –West Columbia, SC

Joseph Coupal - Thursday, April 20, 2017

Abberly Village, West Columbia, SCSome states are adding jobs much faster than others. CNBC knows, because we've been measuring job creation in all 50 states for 10 years in our annual America's Top States for Business study.

Job growth is a key metric in our Economy category, measuring employment increases over the previous 12 months based on seasonally adjusted nonfarm payroll numbers from the United States Bureau of Labor Statistics. That means we've been measuring job growth since June of 2006. Past performance is no guarantee of future results, but these 10 states have been the best places to find a job over the last 10 years.

South Carolina didn't experience the overbuilding that many of its neighbors did during the housing boom, But the overall economic crisis still hit hard-and it hit the state earlier than most. That has made for easier comparisons as the recovery rumbled along, bit SC has also benefited from a surging health-care sector that continues to add jobs.

#10 South Carolina

2006-2016 Job Growth 8.28%
Net jobs added: 156.200
Key industries: Healthcare, manufacturing
10-year Tops States Economy Rank: No. 40

For more information on apartments in West Columbia, SC contact Abberly Village.


Abberly Village Apartment Homes

1000 Abberly Village Circle, West Columbia, SC 29169

Call: 866-933-5853
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Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P