Abberly Village Apartment Homes

1000 Abberly Village Circle, West Columbia, SC 29169
Call: (866) 933-5853 (803) 936-1012 Email Usabberlyvillage017@myltsmail.com View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P

West Columbia SC Apartments Blog

Finding the Ideal Place to Retire – West Columbia, SC

Joseph Coupal - Wednesday, August 17, 2016

Once you retire, you're free to head to the beach or golf course. In some cases, you can even dramatically reduce your cost of living or improve your quality of life with a single move. But you want to make sure that a retirement spot will continue to meet your needs as you age. Here are 10 tips for finding your ideal retirement spot:

Seek lower costs. If you can sell your house in an expensive city and move to a place where housing costs significantly less, you can use that influx of cash to help fund your retirement years. If the cost of living is lower, it can certainly let your retirement nest egg last a little longer.

Look for great amenities. Think about how you want to spend your retirement years, and make sure your retirement spot has the resources to allow you to do that. Look for golf courses, pools, fitness centers, parks or other amenities you would like to use. If you want to be pursuing your education, you might be looking for a college or other learning venues. If there are travel options you want to pursue, you are going to need to be near an airport or a train station.

Health care options are essential. Make sure any community you are considering has adequate medical facilities and doctors that are taking on new patients. If you have any ongoing medical condition, or propensity for a specific illness runs in your family, it can be useful to retire near medical professionals who specialize in treating it.

Calculate the tax impact. Taxes vary considerably by state, and you can often reduce your costs considerably by moving to a low-tax place. Take a look at how the state taxes pensions, Social Security and earned income, and also consider the sales tax, property tax and any special tax perks available for senior citizens. It's also important to realize that taxes pay for services, and there may be less help available to senior citizens in low-tax areas.

Aim for proximity to family and friends. Many people want to retire near their children and grandchildren. Family and friends can enrich your life in retirement and provide significant (and often free) help when you need it most. "If somebody has lived in the same place their whole life and that's where their social network is and where the people they depend on are, then it's much harder to pick up and build a new network of support where you don't know anybody and you have to start from scratch. If you do move to a new community away from your support system, you will need to create a new circle of friends. An activity like golf or bridge will get [you] into another social network.

Job opportunities. Americans are increasingly planning to work during the traditional retirement years. If a retirement career is part of your plan, you may want to line up a job opportunity before you make a move. A place that will enable you to do what you want to do with your post-retirement work career is very important. Some people have very portable skills where they could practice anywhere, while some people are more place-dependent.

Transportation options. Many seniors reach a point when they can't or no longer want to drive. Some cities have public transportation systems that give discounts or are even free for senior citizens, or low-cost van or cab services that will help seniors get to doctor's appointments.

Better weather. Some people seek retirement spots with warm weather so they can avoid winter, but you might find that you miss the change of seasons or that warm weather comes with its own challenges.

Test it out first. One way to be more certain that a retirement spot will be a good fit is to test it out by renting. When you first move to a place, it might seem wonderful, but once you have tried living in it, you might find that it doesn't really suit your needs. There's nothing like actually living in a place to know all its little eccentricities and ins and outs.

For more information on apartments in West Columbia, SC contact Abberly Village.

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money.usnews.com


Tips for Finding an Apartment in West Columbia, SC

Joseph Coupal - Wednesday, August 10, 2016

Apartment hunting in West Columbia, SC? Here are six tips to finding the best place:

1) Start searching early. The earlier you start, the wider a choice you’ll have. If you leave it too late, the best value accommodation options could be booked up.

2) Never put money down, either for a deposit or rent, without meeting the landlord or agency first. There are online scams and frauds you need to be vigilant of. Meeting people in person and seeing the inside of the property before you hand over any money reduces the risk of fraud. Also try to pay electronically by bank transfers as cash isn’t traceable. If you have to pay in cash, make sure you get a receipt.

3) Make sure you fill out an inventory list and take pictures of any damages before you move in, so that anything that was already broken, chipped, peeled or damaged doesn’t get taken out of your deposit as a penalty.

4) Make sure the contract you sign is for the period you intend to rent. Bear in mind if you are planning on going away or moving back home for the summer you should only sign a contract, or agree with your landlord (in writing) that your stay is as long as the college term, or you could be charged for the whole year’s rent or risk losing your deposit.

5) Draw up a cleaning rota where every housemate has a different job every week, so that it keeps the place tidy and everyone does an equal share of the housework.

6) If possible, try to live with people who have similar lifestyles to you, or who will be respectful of quieter lifestyles. If you’re living with someone loud, messy or who has bad etiquette, it can cause tension.

For more information on apartments in West Columbia, SC, contact Abberly Village.

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independent.ie


College Students Can Cut Living Expenses – West Columbia, SC

Joseph Coupal - Wednesday, August 03, 2016

The cost of college tuition is a concern for many college-bound students and their families. The cost of a college education continues to rise, but it’s not just tuition and room and board that students and their families must account for.

College students may underestimate cost-of-living expenses when planning their school-year budgets. But such expenses can be substantial, catching even the most well-prepared students off guard. Fortunately, there are several ways for college students to save money on living expenses and still make the most of their time on campus.

  • Venture off campus. Towns that rely heavily on colleges or universities to support their economies typically offer great deals to students willing to venture off campus. Local businesses, including bars, restaurants and entertainment venues like mini golf facilities or bowling alleys, may offer student discounts to entice kids to leave campus. Students can take advantage of these offerings to save on food and entertainment, which tend to be among the more pricey cost-of-living expenses college students contend with.
  • Buy secondhand furnishings. College students living in their own apartments or dorm rooms may not have the financial resources to purchase new furniture. Rather than purchasing brand new items they are likely to discard after moving out or graduating, college students can purchase secondhand items from local thrift stores or used furniture retailers that offer sturdy furnishings at low prices.
  • Make your own meals. Meal plans may be ideal for college students during their freshmen years, when students may still be adjusting to campus life. But older college students who are living in off-campus apartments can skip the meal plan in favor of preparing their own meals. Doing so can save students substantial amounts of money, and some students may even prefer the variety available at the local grocery store over the more limited offerings available at dining halls or other campus eateries.
  • Move off campus. Some schools do not permit freshmen and sophomores to live off-campus, but older students may find that private housing is more affordable than on-campus apartments or dormitories. Students eligible to live in off-campus housing can contact local real estate agents to get a feel for the off-campus housing market before making a final decision.

Cost-of-living expenses at colleges and universities can be considerable, but savvy students can find various ways to save money.

For more information on apartments in West Columbia, SC contact Abberly Village.

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thesnaponline.com


Helping Your Kids Find Off Campus Apartments in West Columbia, SC

Joseph Coupal - Wednesday, July 27, 2016

You probably thought getting your kid into a college was the hardest thing about college, and, well, it probably was. But as you've likely discovered, your young adult is still young and could use your help at times – like when it's time to look for an apartment.

Your kid is finally entering the real world, and as you know, the real world isn't always as warm and friendly as we'd like it to be. So if you'd like your kid to avoid renting from a con artist or signing a lease that he or she doesn't understand, you have a lot to think about.

Research, research, research.  Begin apartment hunting by calling the housing program at the college.

Read online reviews and go to the website of the apartments.  Look at which apartments paid for utilities, how far they were from campus and which ones were on a bus line. Make sure your child is doing their own research, too. This helps them own the decision ... After all, this is where they will be living.

Decide if you'll co-sign a lease. Nothing wrong with this in theory, since you may have little choice. Many landlords and apartment companies are reluctant to sign on a college kid who doesn't have a full-time job, has no credit history and isn't co-signing with his or her parents. But before you sign, you'd better know your kid well and have a serious talk with him or her about how the condition of the apartment needs to be in as good of shape on the last day as the first. If you know you have a kid who isn't all that responsible, you probably shouldn't co-sign.

Recognize that you may be required to sign a yearlong lease. Right now, you're probably thinking: So what? After all, that's standard with apartments.

And it's standard that school years last about nine months.

Of course, your college kid may be able to get permission from the landlord to find a tenant to sublet during those summer months, but that, too, opens up a new can of worms. If you think there's any chance you would want your kid to sublet to another tenant, broaching that with the landlord at the start, before you sign the lease.

Engage your kid in the process. Play the role of dutiful parents and ask a lot of questions. Also talk to random residents about living at the apartment and even interrogate employees, asking what they enjoyed about working at the property.

But make sure your child is present when asking these questions, and ask your child how they feel about the visit and what their impressions were of the property, the people they met and the apartment's amenities. It’s all about the kid owning, or co-owning, the decision to move into the apartment.

Educate your kid on what to look for if you can't come along for apartment tours. Discuss anything you think your child should be on the lookout for, such as red flags of a bad neighborhood.

Parents need to know that off-campus college housing is not all the same, and some may be in poor condition or overpriced.

You also should be aware of potential scams.  If it looks too good to be true and looks like an interior decorator designed the place, it is bogus. If it looks lived in and messy, it is usually legit.

For more information on apartments in West Columbia, SC, contact Abberly Village.

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US News – Money


Downsizing to Apartments in West Columbia, SC

Joseph Coupal - Thursday, July 21, 2016

If you’re a retiree or empty nester looking for a new home, you may be considering an apartment in West Columbia, SC. How do you know when it’s time to downsize and how do you do it the right way?

Retirees looking to downsize should consider the following:

1. Crunch the Numbers

The most important thing to consider when you’re deciding to rent is the cost. A smaller home often means smaller monthly payments or smaller maintenance costs.

2. Consider Your Lifestyle

If you’re retiring or an empty nester, you should ask yourself these questions – “What do I want to do?” “What do I enjoy doing in my free time? Golf, tennis, biking, and other outdoor activities?” “Do I prefer life in the city, with restaurants, theater, shopping, and cultural activities all within walking distance?” The answers may encourage you to find an apartment near the lifestyle you most want to enjoy.

3. Take Family into Account

Many people often choose to move or downsize because they want to be closer to family. If your family plays a big part in your daily lives it’s only fitting that you consider including them in your decision making process.

4.  Simplify Your Stuff

Lastly, if you are seriously considering rightsizing, start going through your things now and declutter! This can be difficult, both emotionally and physically, especially if you’ve accumulated a lot of things over several years. It will help give you a better idea of what you need for space and storage in your next home. If you’re not sure how you’ll do in a smaller space, consider renting for a year or two to see how you like living in smaller quarters.

For more information on 2 bedroom apartments in West Columbia, SC, contact Abberly Village Apartments.

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KARE11


Columbia, SC is an Affordable Place to Rent an Apartment in Retirement

Joseph Coupal - Tuesday, July 12, 2016

Choosing to rent an apartment in retirement can improve your retirement finances and allow you to receiv assistance with maintenance and repairs. The media gross rent paid by people at 60 and older is less than $750 per month in the follow metro areas.

Columbia, SC

Seniors ge co and older pay a median of $712 per month in South Carolina's state capital. Another bonus: South Carolina residents age 60 and older are eligible for free tuition a the University of South Carolina. Not to mention the great weather and so many things to do in South Carolina. If you are retiring and interested in renting a luxurious apartment in West Columbia, SC with loads of apartment community amenities, contact Abberly Village.

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US News - Money


Columbia, SC on List of Best Places to Retire for Under $40,000

Joseph Coupal - Tuesday, July 05, 2016

Live Well for Less Money

Even a modest nest egg could produce a comfortable retirement in these affordable retirement spots. Low housing costs coupled with amenities retirees need make thse cities great places to retire on an income of less than $40,000 per year.

Columbia, SC

South Carolina residents age 60 and older can qualify for free tuition to the University of South Carolina. Monthly housing costs range from a median of $1,107 per month for homeowners age 60 and older with a mortgage, $350 monthly for those who have paid off their mortgage and starting at $712 monthly for renters.

For more information on apartments in West Columbia, SC contact Abberly Village.

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US News - Money


Affordable Places to Rent an Apartment in Retirement - Columbia, SC

Joseph Coupal - Tuesday, June 28, 2016

Choosing to rent an apartment in retirement can improve your retirement finances, and allow you to receive assistance with maintenance and repairs. The median gross rent paid by people age 60 and older is less than $750 per month in the following metro areas, according to 2012 Census Bureau data.

Columbia, S.C.

Seniors age 60 and older pay a median of $712 per month in South Carolina’s state capital. Another bonus: South Carolina residents age 60 and older are eligible for free tuition at the University of South Carolina.

For more information on apartments in Columbia, SC, contact Abberly Village.

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money.usnews.


How to Decide To Rent or Buy – West Columbia, SC

Joseph Coupal - Wednesday, June 22, 2016

Whenever the subject of renting comes up, there will inevitably be people who caution against it. Renting gets a bad reputation for being a short-term solution with no immediate permanent assets.

However, the idea that buying a house is the best long-term investment isn’t necessarily true anymore. In fact, studies show that real estate only outpaces inflation by a very small margin over time and might not be the best place to invest your money (if that’s what you’re going for).

The real problem with renting vs. buying arguments is that there are so many details to consider when weighing the pros and cons of each. While there’s no simple answer, there are a few things you can look at to determine whether renting or buying is the best choice for you.

Look at how much rent is rising in your area.

In many instances, people choose to rent because buying a house costs much more money up front. Problems arise when rent continues to rise year-over-year, though, while a mortgage will stay fixed. However, taxes can go up regularly which will change your monthly mortgage payment. However, there are factors that make renting much more viable if you live in a city with relatively stable rent. In these cases, you can often negotiate longer leases with fixed monthly rent prices and search around for better deals.

Decide how much maintenance you can afford.

While tax credit does offset some of the costs of owning a home, you should also be aware that maintenance is a huge cost that can come with owning a home. Being able to choose your own paint colors and rip out ugly flooring is one of the reasons most people dream about owning their own place, but homeowners are also on the hook if a plumbing issue damages those freshly-painted walls and expensive new floors.

Make sure you’re not forking over all your income to buy a home and leaving your savings account empty. If you don’t have at least six months of expenses saved up, consider renting and investing some extra money while you work towards owning a home.

Check your timeline.

Most people don’t stay in one house their entire lives, so it’s crucial to consider the costs of selling before you even buy a place. Most financial advisors suggest that you should plan on staying put for at least five years or you will most likely end up losing money.

For more information on apartments in West Columbia, SC contact Abberly Village.

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KLS.com


States with Smallest Tax Burden – West Columbia, SC

Joseph Coupal - Wednesday, June 15, 2016

Most of us have our tax refund check, unless you owed… and  hopefully the refund is in the bank account–or if not, then at least maybe you have a strategy for a better year. Since part of that strategy could be moving to a more tax-friendly state, Forbes set out to find out which states offer the most favorable tax situations.

Using data from the Tax Foundation, Forbes ranked the total tax burden in each state. The ranking includes income, property, and sales tax, as well as special taxes like real estate transfer taxes, personal property taxes on some vehicles, and special tax district fees.

No. 9: South Carolina

State and local tax burden: 8.30%
Effective state tax rate ($50,000 taxable income): 6.02%
Highest tax bracket: $14,400
Rate at highest tax bracket: 7.00%
Per Capita Income: $33,603

For more information on apartments in West Columbia, SC contact Abberly Village.

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Forbes



Abberly Village Apartment Homes

1000 Abberly Village Circle, West Columbia, SC 29169

Call: 866-933-5853
Email Usabberlyvillage017@myltsmail.com
View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P