West Columbia SC Apartments Blog

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Finding an Apartment in West Columbia, SC

Joseph Coupal - Thursday, July 30, 2015

Finding an apartment is no walk in the park. If you're getting ready to move, or if you're just hoping to find a new place to live, here are a few tips for your apartment search.

Give yourself a couple months. Apartment hunting in West Columbia, SC takes time. Most agree that two months is about the right span of time for an apartment search, especially if you're hoping to find a place managed by a company, rather than an independent landlord. Keep in mind that two months before you're ready to move is about the time you should start actively looking; you should already have a general idea of where you want to live before then.

Know your priorities. Before you even start researching apartments, it's a good idea to come up with a budget you need to stick to and a list of priorities you have in an apartment. Are you willing to pay more to live closer to the downtown area? Do you need a pet-friendly apartment?

Do some research.  If you aren't sure where you want to live, the easiest way to figure it out is to do some research, and if you know people who live in the area, ask them for advice. Check out a neighborhood's popularity, cost of living, crime rate and how easy it is to get around. Narrow your search to no more than two or three neighborhoods before you start searching for apartments online.

Choose your location carefully. As you're researching neighborhoods, you'll probably discover something that apartments near public transportation may be more expensive. Also, if you're planning on driving rather than using public transportation, make sure you will have parking.

Think about living with a roommate. Finding a roommate may be a huge money saver for you. Plus, sharing an apartment means you'll be splitting your utilities bills as well.

Come prepared. Apartment hunting is very competitive, which means it's necessary to go into the process fully prepared. Bring your two most recent paystubs, copies of your credit report and a photocopy of your ID. Gather the information of two previous landlords you can use as references. (If this is your first apartment, you can use previous employers – they'll be able to vouch for your responsibility.) If you have low credit or no credit, consider finding a co-signer, like a parent or older sibling.

Don't be a commitment-phobe. If you see an apartment that meets all of your main criteria, don't hesitate. Apartments are first-come, first-served for the most part, which means if you don't apply right away, someone could easily apply within the next few hours.

For more information on apartments in West Columbia, SC, contact Abberly Village.

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US News - Money

Should you Rent an Apartment? – West Columbia, SC

Joseph Coupal - Thursday, July 23, 2015

You may be asking yourself: “Should I rent or buy a home?” The answer is personal to your situation. While mortgage rates are low, there is still a lot to be said for renting an apartment in West Columbia, SC.

Based on your financial situation, your job situation and how much time and money you want to spend on home repairs, the answer could be very different for everyone.

There is much to be said about renting. Sudden leaking roofs or a broken appliance can really make a dent in your wallet.  Unforeseen home expenses cannot really be incorporated into any budget. Lawn and yard maintenance can also be a time-sink, especially for those who don’t love these types of tasks.

If there is any possibility that you will not stay in the area, or that your job will relocate you, renting may be a better option. Closing costs and fees can really add up, and the first several years of mortgage payments go to interest rather than the principal.

But often the most practical reason for renting has nothing to do with finances. Many of those who rent just don’t have any interest in home repairs and cutting the lawn. Apartments are the solution to maintenance free living without the condo fees. With so much to do and enjoy around West Columbia, SC your time off should be your time off should be spent however you like.

Contact Abberly Village Apartment Homes for more information on renting in West Columbia, SC.

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Frontdoor.com

Rent v. Buy is Not Only About Money – West Columbia, SC

Joseph Coupal - Tuesday, July 14, 2015

There is no shortage of coverage in the media and on the Internet about the decision to either rent a home or buy one. Most of this coverage is centered on the relative costs of owning versus renting an apartment.

Our lives have become more complicated and the American economy and workplaces have evolved over the past couple of decades. There are valid considerations other than money in the rent or buy decision.

Do you want to be responsible for maintenance and repairs?

You need to take care of your investment in a home, and this requires everything from yardwork to minor and major repairs. Of course you can defer maintenance, but then you're negating some of the value of owning, as the home will likely sell at a lower price after the home inspection turns up problems.

Are you concerned about being forced to move?

Your rights are only guaranteed through your lease expiration. If you are renting a private home, and not in an apartment community, the landlord decides to sell, you're inconvenienced with potential buyers walking around, and you may be forced to move when your lease is over.

How secure are you in your job, or do you want better?

What about your employment? Are you pretty secure in keeping your job or getting another one locally that will support a mortgage for a five year or longer ownership period? If you're actively seeking a better career opportunity, it may present itself far away, even across the country. Can you sell a home and get most or all of your money out of it if you have to do so sooner than planned?

Is family growth possible in the shorter term?

If there may be children coming, you either must overbuy to plan ahead, or you could be stuck with too small of a home until you can sell and get your money out. It isn't just children however. There is a growing trend of older generations moving in with their children for late life care.

The decision of buying  a home versus renting an apartment in West Columbia, SC is not too complicated. But, you want to take every facet into consideration, not just money.

For more information on Abberly Village Apartments, contact us.

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Huffington Post

Columbia, SC: One of The Best Places to Retire on Social Security Alone

Joseph Coupal - Wednesday, July 01, 2015

The average Social Security benefit for retired workers was $1,294 a month at the end of 2013. A couple who each brought in this amount would have $31,056 in annual Social Security benefits. How far that amount goes largely depends on where you live. U.S. News Money analyzed Census Bureau and Bureau of Labor Statistics data to determine that a couple age 65 and older could cover their basic expenses, including typical costs for housing, food, utilities, transportation and health care, with their Social Security income in these cities.

#4 Columbia, South Carolina

South Carolina residents age 60 and older who are no longer working are eligible for free tuition at the University of South Carolina. Seniors can also get discount tickets to the Riverbanks Zoo and Columbia Museum of Art. Housing remains affordable, costing retirees $1,074 monthly with a mortgage, $367 with a paid-off house or $801 in monthly rent.

For information on apartments in West Columbia, SC, contact Abberly Village.

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Daily Finance

Downsize To an Apartment and Simplify Life – West Columbia, SC

Joseph Coupal - Thursday, June 25, 2015

You are still living in the home in which you raised the kids. You have lots of memories in that home. The kids moved out decades ago. You do not use or need the other two or three bedrooms anymore. It sure is a lot of work maintaining more than 2,000 square feet of home and the accompanying yard.

You thought you were retired. Taking care of the home is almost a full-time job. There’s the vacuuming, dusting, bathrooms and other regular cleaning. And there always seems that there is something that needs fixing: the roof, electrical, plumbing, furnace or other things. And then there’s the yard work, the lawn and the flower beds.

You can’t do it all anymore. The taxes, insurance and utilities keep on going up. Not only is taking care of the home almost a full-time job, it has been getting more and more costly, and eating into your savings. What to do?

It is time to move. Downsize the home and downsize the expense. Maybe cut the home ownership cord completely and rent a two bedroom apartment in West Columbia, SC. With renting, there are no more taxes or home insurance. Renters’ insurance can insure your stuff, at a much lower cost. Oftentimes, utilities are included in the rent. And if you are a renter, you do not have to worry about having to sell when you are no longer able to live there.

Downsizing your home will assist you with staying in control and being able to enjoy your leisure time while you are alive and well. Our 2 bedroom apartments are perfect for those who are downsizing because you will still have plenty of space with floor plans that range from 1048 sq ft to 1247 sq ft.

For more information on apartments in West Columbia, SC, contact Abberly Village.

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Excerpts - The Times Herald

Looking for the Right Apartment Community in West Columbia, SC?

Joseph Coupal - Wednesday, June 17, 2015

Are you looking for an apartment in West Columbia, SC to love? There is a community that will truly feel like home to you.

Here are a few reasons why you will feel that way.

Convenient location

In real estate, location is king. If your current apartment is located near work or school and offers easy access to highways and many of your favorite haunts, you know just how true that old adage is. A convenient location can make an apartment home feel like a real treasure.

Great neighborhood

The qualities of a neighborhood can also be enough to make you stay in an apartment, long-term. Consider walkability, diversity and the “cool factor.” Do you enjoy the character of your current neighborhood? Would you miss its unique quirks or cultural offerings?

Amazing amenities

Apartment amenities are another point of persuasion. Some apartment communities offer a wide variety of amenities like a pool, outdoor space for play or barbeques, dog runs, a gym or concierge, and laundry services. Take a moment to think about the apartment amenities that make your life easier. When all other factors in an apartment search are equal, amenities can really tip the scale toward “love.”

The people

Good relationships with your neighbors can also factor strongly in a decision to stay in an apartment. Many apartments offer residents a real sense of community. If you enjoy knowing your neighbors and find yourself in an environment where folks are friendly and fun, you may have all the evidence you need to stay put.

Consider your relationship with property managers and staff, as well. Personable, attentive staff who make themselves available to their residents and respond quickly to maintenance issues or other needs are a true asset. If you feel your apartment community staff really takes care of you, consider that a good reason to stay in your current place.

Financial factors

These are just some of the reasons that might convince you to stay in an apartment. There are financial reasons, too. If you enjoy a reasonable rent rate, that can be a very compelling reason to stay put.

And don’t forget that even a short, in-town move comes at a cost. Even if you do everything yourself, moving will still be an expense — on top of all the start-up expenses you’re responsible for to secure a new lease and set up utilities at a new place.

Sure, maybe you’ve daydreamed about moving? We all get an itch to try something new every once in a while, but moving isn’t necessarily something to do on a whim. Consider the reasons above, and you may decide you want to stay put right where you are!

For more information on 1- and 2-bedroom apartments in West Columbia, SC, contact Abberly Village.

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Apartmentguide.com

Renting is the American Dream – West Columbia, SC

Joseph Coupal - Thursday, June 11, 2015

Is renting a an apartment the new American dream? A new report projects that even after the housing crash is a distant memory, homeownership rates in America will continue to decline.

The report estimates that between 2010 and 2030, the majority (59%) of the 22 million new households will rent, while just 41% will buy.

But even the economic recovery won’t reverse that trend. Here are six reasons:

  1. Wages. Real wages have declined among adults ages 25 to 34 since 1996. “Even for young adults with good jobs, low vacancy rates and high rents make it more difficult to save,” the report says.
  2. Student loan debt. Total outstanding debt was about $300 billion in 2003; now it is over $1.3 trillion. Long-term debt makes additional long-term debt less appealing.
  3. Delayed household formation. Both women and men are waiting four years longer before marriage than in 1980. This means that homeownership is apt to occur later. At a result, people will spend less of their lives as homeowners, placing a drag on the homeownership rate.
  4. Lingering effects of the recession. Roughly 7.5 million Americans lost their homes during the recession; most will have a hard time buying a new one, dragging down the homeownership rate.
  5. They’re not that into home buying. More Americans are consciously choosing to rent a two bedroom apartment in West Columbia, SC over buying a home.
  6. Higher borrowing standards. The report says that lenders are still “historically tight,” particularly among borrowers with lower credit scores.

For more information on renting apartments in West Columbia, SC , contact Abberly Village.

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Credit.com

Should you Buy or Rent an Apartment in West Columbia, SC?

Joseph Coupal - Wednesday, June 03, 2015

To buy or not to buy that is the question. It's a question a lot of people ask in regards to home ownership.

Owning a home has long been part of the American dream, but given today's economic realities and the risks associated with real estate investments, the decision whether to buy or rent a home isn't as simple as it used to be.

Should you rent a one bedroom apartment in West Columbia, SC? Here's a look at the pros and cons of buying vs renting, along with some of the key factors to weigh before deciding whether renting or buying is best for you.

Buying a home likely will be one of the biggest decisions you make, so be sure you research neighborhoods, schools, resale values and other key factors.

Living in home: If it's more than five years, owning could make more sense than buying.

Enough money: Can you afford to cover a down payment and an emergency fund to cover unexpected and potentially substantial repairs.

Credit score: The stronger your score, the better chance you have of getting a lower mortgage interest rate.

Affordability: Take a look at your budget and what you feel comfortable with paying in terms of rent or a mortgage. If you don't feeling comfortable with maintenance fees you may want to hold off on buying.

Remember that a home is an investment, but like another investment it can lose value. If you rent an apartment in West Columbia, SC you can just move. For more information on renting in the Columbia, SC area, contact Abberly Village Apartment Homes.

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kake.com

A 44 Mile Yard Sale! – West Columbia, SC

Joseph Coupal - Thursday, May 28, 2015

If you live in an apartment in West Columbia, SC and are looking for something special for your home or terrace, head to the longest yard sale on June 5 and 6. The 44 mile Peach Tree 23 Yard Sale was begun in 2006 as towns along SC Highway 23: Modoc, Edgefield, Johnston, Ward, Ridge Spring, Monetta, Batesburg and Leesville created the area’s longest yard sale. The Yard Sale has grown to such proportions that planning begins in February for the first Saturday in June.

The towns suspend yard sale permits for the event, and Ridge Spring rents spaces for anyone wanting a space. Ridge Spring allows sales on Friday and Saturday; other towns allow sales on Saturday only.

The Peach Tree 23 Yard Sale, spanning 44 miles from Batesburg-Leesville to Modoc, South Carolina, along SC Hwy 23, is celebrating it's 7th year of the Longest Yard Sale!

Driving along SC Hwy 23 is a stop & go experience all day. It is like driving through a 44 mile festival. Everything from clothing to vinyl music albums can be found. Food venders were in each town keeping the shoppers going through lunch. There may even be cars for sale!.

If you have never visited the Peach Tree 23 Yard Sale, then this year is your chance! It is worth the travel and time! Be ready to “Rummage the Ridge”.  Start at any point along Highway 23 for a day of treasure hunting.

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More information -peachtree23.com

Burger Recipe Perfect for Memorial Day and National Burger Month - West Columbia, SC

Joseph Coupal - Thursday, May 21, 2015

May is National Burger Month and it only makes sense since Memorial Day weekend is the unofficial start of summer and grilling season! If you are looking for some nice burger recipes to celebrate it all, head out to the grill area and enjoy in your apartment in West Columbia, SC. Memorial Day is the unofficial start to grilling season and burgers are the most grilled meat there is.

To help celebrate all burgers, here is a fantastic and different burger recipe.

Cheddar BLT Burgers with Tarragon Russian Dressing

  • 1/2 cup mayonnaise
  • 1/3 cup ketchup
  • 1 tablespoon red wine vinegar
  • 1 tablespoon grated onion
  • 1 tablespoon chopped parsley
  • 1 tablespoon chopped tarragon
  • 1 teaspoon Worcestershire sauce
  • 12 ounces thickly sliced bacon
  • 1 1/3 pounds ground beef chuck
  • 1 1/3 pounds ground beef sirloin
  • 1 teaspoon kosher salt
  • 1/2 teaspoon freshly ground pepper
  • 2 tablespoons unsalted butter, melted
  • 3 ounces sharp cheddar cheese, cut into 6 slices
  • 6 hamburger buns, split and toasted
  • 6 iceberg lettuce leaves
  • 6 slices of tomato
  • 6 slices of red onion
  1. In a medium bowl, whisk the mayonnaise with the ketchup, red wine vinegar, onion, parsley, tarragon and Worcestershire sauce. Cover and refrigerate.
  2. In a large skillet, cook the bacon over moderately high heat, turning once, until crisp, about 6 minutes. Drain and cut the bacon into large pieces.
  3. Light a grill and fill a large bowl with ice water. Gently mix the ground chuck with the ground sirloin, salt and pepper. Form the meat into six 4-inch patties, about 1 1/4 inches thick. Submerge the patties in the cold water and let soak for 30 seconds. Immediately transfer the burgers to the grill and brush with some of the melted butter. Grill over high heat for 9 minutes for medium-rare meat, turning once or twice and brushing occasionally with butter. Top the burgers with the cheese during the last minute of grilling and let melt.
  4. Spread the Russian dressing on the buns. Set the lettuce leaves and tomato slices on the bottom halves and top with the burgers, red onion and bacon. Close the burgers, cut in half and serve right away.

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Image and Recipe - Food and Wine


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