Abberly Village Apartment Homes

1000 Abberly Village Circle, West Columbia, SC 29169
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West Columbia SC Apartments Blog

Tips for College Students Looking to Rent Apartments in West Columbia, SC

Joseph Coupal - Wednesday, October 19, 2016

Renting an apartment in college is almost a rite of passage. Sometimes it is easy to find the right place, sometimes it isn’t. To avoid trouble, here are some tips for prospective renters:

1.) Checking your credit report.

You can get one for free, once a year, from

It’s very important to do that before you go speak to a landlord because once you go see a landlord, you’re going to be giving them an application fee and that’s typically per adult. So if there is something on your credit, you’re going to want to explain that before you pay an application fee.

There’s no sense in paying it if you’re going to be denied anyway.

2.) Know your budget by separating wants from needs.

3.) Avoid only looking at model units

That’s not necessarily what you’re going to get. You may get something very similar but it may not have been freshly painted. May not be fresh carpet.

4.) Research your roommates

Roommate issues is high on the list of tenant complaints.

5 (and most importantly). Read the lease thoroughly

If you don’t understand something then the property manager needs to explain that to you. And if the property manager doesn’t want to explain that, then you don’t want to rent from that person.

For more information on apartments in West Columbia, SC contact Abberly Village.


Renting an Apartment in West Columbia, SC in Retirement

Joseph Coupal - Thursday, October 13, 2016

If you assume it’s better to own your home once you retire, you may want to consider the alternative. Renting an apartment in West Columbia, SC can be a better choice, depending on your circumstances and goals.

Just over 80 percent of American householders age 65 and older own their homes. Many retirees want to stay close to friends and family and prefer the stability of home ownership. Others hope to see home values rise before selling, or plan to take out a reverse mortgage.

Renting offers its own benefits:

  • Flexibility. Many retirees plan to relocate at some point, perhaps to be closer to family members in other cities, or just to enjoy a different part of the country, perhaps with more sunshine and golf courses. If you’re not ready to move yet, you may simplify matters by selling your home now and moving into an apartment locally. When you are ready to make the big move it will be much simpler, as you have already sold your house. On the other end, when you do move you may want to rent an apartment in the new city to make sure you are happy living there before making it permanent.
  • Simplicity. Owning a home comes with lots of responsibilities, from mowing the lawn and shoveling snow from the sidewalk to painting the exterior and replacing the roof. Some folks want to keep doing those things as long as they are physically able, but if you’re tired of the time and expense, renting frees you from all of these tasks.
  • Liquidity. From a financial standpoint, renting vs. owning can be a complex question involving taxes and other long-term issues, so it’s a good idea to discuss it with a financial adviser. In general, renting can be a good alternative to having much of your retirement savings tied up in a house. At the same time, you eliminate all the costs of home ownership such as maintenance and property taxes. A bonus advantage is that you will no longer be carrying that large mortgage debt.

If you are considering downsizing, it may pay to look into renting vs. owning, especially if you’re not sure how long you will stay in a new location. You don’t want to pay closing costs to buy a new home and then move again in two to three years. At any rate, these issues should be resolved within the context of your overall financial plan.

For more information on 2 bedroom apartments in West Columbia, SC contact Abberly Village.

Excerpts – New Haven Register

Advantages Of Renting Apartments in West Columbia, SC

Joseph Coupal - Wednesday, October 05, 2016

The following are some of advantages of renting that you may want to consider when you are considering apartments in West Columbia, SC.

  • The initial investment to rent a home or apartment is quite low. Buyers often need to have anywhere between 5 to 10 times to move into a home than to rent an apartment.
  • Renting costs less money. The funds that would normally be used toward a down payment or higher mortgage payments can be invested into savings accounts that give higher returns. This is especially true in situations where the property is lived in by the renter for less than four years.
  • The renter has limited responsibility because they do not have to take care of repairs. The landlord is responsible for these tasks. When owning a home, the owner is responsible for all repair costs.
  • The renter has less of a tax impact on their financial situation. The renter is not impacted by such items as property taxes that can fluctuate often.
  • The renter may be able to budget easier. Rent is an amount that is fixed and may even include utilities in the rental amount. A fixed amount can allow the renter to set a budget easier because the renting cost is set.
  • The renter has more mobility and flexibility to move since leases tend to me short-term.
  • Insurance costs are lower for renters because the renter only needs to insure the contents of the rental property and not the structure itself.
  • The cost to move in is lower. There may be no down payment and less deposits required.

For more information on apartments in apartments in West Columbia, SC, contact Abberly Village.


The Argument for Remaining a Renter – West Columbia, SC

Joseph Coupal - Thursday, September 29, 2016

A home purchase is a serious investment of your time and money, so if you're at all hesitant, it may be best to wait. Here are a few questions to ask yourself as you consider whether you're ready to leave your rental.

Are you enjoying the luxury amenities in your apartment community? It's far more common for apartment buildings to offer a variety of amenities and services -- from pools and gyms to package delivery and pickup -- than in previous decades. If you enjoy those amenities and would miss them living elsewhere, you might as well continue taking advantage of them.

They're not the kind of ratty apartment [that buyers are] coming out of where they're happy to be in a home. They're already in a pretty nice place now, and it's sometimes hard for them to find a home that has those features.

Are you ready to make a big investment? Purchasing a home is the biggest investment many people will make in their lifetime. If you're not ready to make such a significant decision, it may be best to remain a renter.

How long do you plan to stay in the next place you live? Investing in a home requires a few years to prove profitable. This gives you time to build equity in the home and for the property to appreciate in value.

A person in his or her 20s may be particularly apt to relocate for a variety of reasons: Career and romantic opportunities have pushed most people to relocate at least once or twice.

Will your home needs change in the next few years? Even if you're ready to settle in one place now, you should take your future needs into account. If you can see yourself starting a family within three years and wanting to live in the suburbs, the one-bedroom condo you can afford now may not be ideal.

For more information on renting apartments in West Columbia, SC, contact Abberly Village.

Yahoo! Finance

Should You Buy or Rent After College? – West Columbia, SC

Joseph Coupal - Wednesday, September 21, 2016

With school finally over and a steady income coming in, it's tempting to put that money toward a house. However, buying a home isn't necessarily the best choice for all people. Unless you have a hefty down payment already saved up, and you plan to be in the same house for a while, renting may still be the better option.

Many think you're not building equity when you don't own a home.

But equity isn't everything. The cost of renting is more predictable. You're not on the hook for unexpected repairs, and you also don't have to dedicate as much time, or money, to such tasks as maintaining a lawn. In the meantime, you can be socking money away for a down payment on your dream home when the time is right.

How Long Will You Live in the House?

Experts agreed that if you'll stay in the same location for a very short time, renting makes more sense. Many feel that 5 years is a minimum to consider buying a house.

The length of time matters, in part, because buying or selling a home can be expensive. If you buy a home every few years, you'll incur those extra costs every time. A person should budget 10%-15% of the price of the house for closing costs and real estate commissions, plus miscellaneous expenses, such as buying new furnishings.

Staying in the house for a longer time also protects you somewhat from a potential downturn in the real estate market, during which the value of your house might be less than what you owe when you try to sell it.

Even if you know that you'll live in the area for many years, that's not the same thing as staying in the same house. "A lot of people, when they get a bump in salary, want a nicer house than what they could afford at first.

How Much Money Have You Saved?

People should wait to buy a house until they have a 20% down payment. With that amount, you won't be required to pay private mortgage insurance, which adds to the cost of your mortgage payment. Another advantage is that when you sell the house later on, the money that went toward the down payment can help you cover closing costs and any unexpected expenses associated with the sale.

How Much Debt Can You Afford to Take On?

Student loan debt is often the reason why it's hard to save up much of a down payment. If your student loans are at a high interest rate, it makes more sense to put money into loan payments while renting than to prioritize saving for a house.

When you are ready to buy banks will let you borrow more than you probably should. A loan should be no more than two to three times your annual income.

Ultimately, the best decision is an informed one that takes into consideration the multitude of factors unique to each person. By considering the issues discussed above, you can make the choice that's best for your situation.

For more information on apartments in West Columbia, SC contact Abberly Village.


Should You Downsize in Retirement – West Columbia, SC

Joseph Coupal - Wednesday, September 14, 2016

One method for freeing home equity for other uses is to downsize your home as a part of moving. Downsizing could mean either moving to a smaller home, or moving into a similar-sized home in a less expensive community.

The arithmetic is fairly basic. If you’ve paid off your mortgage and live in a $300,000 home, and then sell it and move into a $200,000 home, then $100,000 of your home equity has been freed for other uses.

Another possibility is simply to sell your home and then rent an apartment. Renting frees up home equity and provides more optionality and flexibility to make more frequent moves before settling down.

When analyzing the decision to rent or buy, you’ll need to consider factors such as the loss of build-up in home equity and its subsequent growth (or loss) and savings on property taxes and other types of home maintenance.

As a part of downsizing, you could consider moving to an apartment community which may be less expensive because of the amenities offered and provide organized activities and social support.

For more information on apartments in West Columbia, SC, contact Abberly Village Apartments.

Excerpts - Forbes

Living in Columbia, West Columbia, SC

Joseph Coupal - Thursday, September 08, 2016

Columbia is the capital, the largest city, and the business educational hub for South Carolina. The city is laid out along the Congaree River with many historic buildings. Columbia is also the home to the University of South Carolina, which adds a dose of college town feel, amenities, and sports-related entertainment.

The economy in Columbia is stable with a good future outlook. The cost of living is attractive especially for what is available, and buying power is strong. Columbia also enjoys a good central location relative to Atlanta 200 miles west, Charleston and the coast 120 miles southeast, and the mountains northwest.

The Columbia climate is humid subtropical. The Appalachian ridge prevents cold weather in the winter but doesn’t quite keep away the summer heat. Long summers with persistent warm and humid weather are most common. Typically there are about 6 days over 100 degrees and midsummer thunderstorms are frequent. Fall is a very pleasant time of year with less rainfall and plenty of sun. Winters are mild with occasional short cold outbreaks. Spring is variable, with occasional storms and cold snaps.

The unemployment rate in West Columbia is 3.90 percent and the U.S. avg. is 6.30%. Recent job growth is Positive. West Columbia jobs have increased by 0.88 percent. Compared to the rest of the country, West Columbia's cost of living is 12.40% Lower than the U.S. average.

For more information on apartments in West Columbia, SC contact Abberly Village.


College Towns are A Great Place to Live - West Columbia, SC

Joseph Coupal - Tuesday, August 30, 2016

For some, it’s the roar of the crowd as the home team scores a touchdown on Saturdays. For others, it’s the quiet, tree-lined sidewalks on the quad or the ability to meet new people at different events at any hour of the day.

Even if it’s not home to your own alma mater, college towns and cities throughout the U.S. offer a high concentration of opportunities packed into a small area. Whether it’s the academics, food options, theater or business opportunities, life in a college town is not just great for the students, it's beneficial for full-time residents as well.

The attention college town areas receive, combined with the regular influx of new students and faculty from other parts of the country, contribute to the appeal to potential residents who may or may not be associated with the school itself.

There is a global perspective, and this intellectual base and diversity that the average small town wouldn’t get otherwise.

But some of the most loved college towns for residents and students alike have factors outside the academic institution that contribute to the economy and cultural variety of the area.

The metro area usually hosts large companies which serve as major local employers and also attract related businesses to the region.

The college hasn’t brought in the restaurants and all the activities, but the college has helped support all the new restaurants and activities.

When college towns flourish outside campus grounds, the community gets even stronger, as students find work after graduating and become locals themselves.

A lot of times, students graduate and end up staying. Their families come and visit them for the four years while they’re in school, and a lot of parents of students who end up packing up their lives and relocating later because college towns are great towns for so many other reasons.

Whether you’re moving to a new town or city for the proximity to its school or other reasons, here are a few tips to help you navigate real estate in a college town.

Expect a tight real estate market. Because a portion of residential real estate in college towns is often taken up by off-campus student housing, there will likely be a lower inventory of homes than it may seem at first. Real estate markets across the country are experiencing low inventory for single-family home sales, and this is even more likely near a college.

Off-campus student housing absorbs some of the stuff that would be sold to young families.

Inquire about the atmosphere during all seasons. Many college towns based exclusively around the local college or university will see a big drop in population once summer hits, leaving what may seem like a ghost town until fall classes begin.

But not all college towns are the same. Boulder’s proximity to the Rocky Mountains and other outdoor attractions bring a whole new group of people to the city during the summer months while the majority of students are gone.

What happens in the summertime is the students go home but the tourists come in.

Before you relocate to a college town, ask locals how the city is influenced by the academic calendar.

Prepare for Welcome Week. Even if the town doesn’t experience a significant decrease in activity during the summer, be ready for the influx of students, parents and siblings for those few weeks when students are moving in at the start of the fall classes.

Whether it means avoiding your local Target or Bed Bath & Beyond for a couple weeks in the early fall or taking your summer vacation to coincide with the nearby college's start date, preparation is key to avoiding any potential downsides to the newly refreshed student population. It's also worth keeping graduation weekend and homecoming in mind as busier times in the community.

Learn to love the school. To make life in a college town easier, it might help to let yourself become a fan – though that may be easier said than done if you’re a diehard University of Michigan fan living in Columbus, Ohio, home of the Ohio State University Buckeyes.

Even if you’re not supporting the sports teams, accepting the student population itself can make you dread three-quarters of the year a little less.

Local residents should follow the school's events calendar to take advantage of activities open to the public, from student theater productions to cultural food expositions.

For more information on apartments in West Columbia, SC contact Abberly Village.

US News – Real Estate

Best Affordable Places to Live in the U.S. - Columbia, SC

Joseph Coupal - Wednesday, August 24, 2016

The cost of living where you're planning to move is an important factor to consider because you want to live comfortable and still have money left over to enjoy the restaurants, attractions and shopping that made the U.S News Best Place to Live in the U.S. truly top-notch. We broke down the rankings to find out which of the 100 Best Places to Live cost the least. Based on how much of the average individual's income is required to own a home or rent in the area, including the cost of utilities, we found the 20 best place to live wit the lowest cost of living.

#12 Columbia, SC
Median Annual Salary: $41,020
Income spent of Living Expenses: 28.56%

The state's capital and home to the University of South Carolina, Columbia offers a low cost of living that makes the city more affordable than many other large college towns, for students and residents of all ages alike. While the median annual salary is just $40,020, individuals are able to keep more than 28.5% of their income in their pockets after utility and rent or mortgage costs. 

For information on apartments in Columbia, SC contact Abberly Village.


US News Real Estate

Finding the Ideal Place to Retire – West Columbia, SC

Joseph Coupal - Wednesday, August 17, 2016

Once you retire, you're free to head to the beach or golf course. In some cases, you can even dramatically reduce your cost of living or improve your quality of life with a single move. But you want to make sure that a retirement spot will continue to meet your needs as you age. Here are 10 tips for finding your ideal retirement spot:

Seek lower costs. If you can sell your house in an expensive city and move to a place where housing costs significantly less, you can use that influx of cash to help fund your retirement years. If the cost of living is lower, it can certainly let your retirement nest egg last a little longer.

Look for great amenities. Think about how you want to spend your retirement years, and make sure your retirement spot has the resources to allow you to do that. Look for golf courses, pools, fitness centers, parks or other amenities you would like to use. If you want to be pursuing your education, you might be looking for a college or other learning venues. If there are travel options you want to pursue, you are going to need to be near an airport or a train station.

Health care options are essential. Make sure any community you are considering has adequate medical facilities and doctors that are taking on new patients. If you have any ongoing medical condition, or propensity for a specific illness runs in your family, it can be useful to retire near medical professionals who specialize in treating it.

Calculate the tax impact. Taxes vary considerably by state, and you can often reduce your costs considerably by moving to a low-tax place. Take a look at how the state taxes pensions, Social Security and earned income, and also consider the sales tax, property tax and any special tax perks available for senior citizens. It's also important to realize that taxes pay for services, and there may be less help available to senior citizens in low-tax areas.

Aim for proximity to family and friends. Many people want to retire near their children and grandchildren. Family and friends can enrich your life in retirement and provide significant (and often free) help when you need it most. "If somebody has lived in the same place their whole life and that's where their social network is and where the people they depend on are, then it's much harder to pick up and build a new network of support where you don't know anybody and you have to start from scratch. If you do move to a new community away from your support system, you will need to create a new circle of friends. An activity like golf or bridge will get [you] into another social network.

Job opportunities. Americans are increasingly planning to work during the traditional retirement years. If a retirement career is part of your plan, you may want to line up a job opportunity before you make a move. A place that will enable you to do what you want to do with your post-retirement work career is very important. Some people have very portable skills where they could practice anywhere, while some people are more place-dependent.

Transportation options. Many seniors reach a point when they can't or no longer want to drive. Some cities have public transportation systems that give discounts or are even free for senior citizens, or low-cost van or cab services that will help seniors get to doctor's appointments.

Better weather. Some people seek retirement spots with warm weather so they can avoid winter, but you might find that you miss the change of seasons or that warm weather comes with its own challenges.

Test it out first. One way to be more certain that a retirement spot will be a good fit is to test it out by renting. When you first move to a place, it might seem wonderful, but once you have tried living in it, you might find that it doesn't really suit your needs. There's nothing like actually living in a place to know all its little eccentricities and ins and outs.

For more information on apartments in West Columbia, SC contact Abberly Village.


Abberly Village Apartment Homes

1000 Abberly Village Circle, West Columbia, SC 29169

Call: 866-933-5853
View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P