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Why Buy Instead of Rent? West Columbia, SC

Joseph Coupal - Friday, February 12, 2016

Is homeownership the right thing for everybody? Absolutely not. Is it the right thing for some households who are currently renting? Absolutely. Should every renter be looking for the first opportunity to buy a home? No.

This is all logical. Yet, there's propaganda that suggests that everybody who does rent is subjected to some sort of subliminal or explicit pressure to belly-up to the homeownership bar. Here, Marketwatch reports on a George Mason University economist, who's campaigning for a re-look at the financial and economic value of homeownership in ways that might increasingly favor renting over owning, at least as a financial investment.

“First, it’s not good to have a significant share of your wealth locked into a single asset,” he wrote. “Diversification is better and it’s easier to diversify with stocks. Second, unless you are renting the basement, houses don’t pay dividends. Stocks do. You can hope that your house will accumulate in value but don’t count on it. Indeed, you should expect that as an investment your house will appreciate less than does the stock market.”

For more information on apartments in West Columbia, SC, contact Abberly Village Apartments.

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Builderonline.com

Things You Need to Know Before Moving into Apartments in West Columbia, SC

Joseph Coupal - Tuesday, February 02, 2016

Clemson v. South Carolina Is A Rivalry Of Historic Proportions

Also known as The Battle of the Palmetto State, the rivalry between the Clemson Tigers and the South Carolina Gamecocks goes way, way back—and the rivalry is not entirely about college football.

USC and Clemson have been bitter rivals since the 1880s due to political tensions regarding post-Civil War reconstruction. But today, it’s all about the football. And everyone in South Carolina has chosen a side!

Perhaps equally important, no one would miss the tailgate! The tailgate attracts thousands of rowdy fans each year and is almost as fun as attending the game itself.

Folks In South Carolina Really Know How To Shag

And not the kind of shagging that Austin Powers was talking about… The 'Carolina Shag' is a partner dance born in South Carolina. This mixture of the jitterbug and swing dancing is a lot of fun and not too hard to learn—especially since South Carolinians practically learn it before they learn to walk.

Everyone In South Carolina Is Practically An Amphibian

There are so many different ways to enjoy all types of water in South Carolina—there are swimming holes, creeks, lakes, and of course, the ocean.

You can kayak saltwater creeks and marshes (where you can see dolphins if you’re lucky!), go jet skiing in the ocean or on the lake, or swim freely in any number of South Carolina’s swimming holes.

Check out Shem Creek, Clark Sound, Lake Jocasse, or Folly Beach.

Hot Sauce. On. Everything.

Everyone knows Texas Pete is great, but there’s also a ton of local hot sauces to enjoy in South Carolina, like Carolina Sauce Company, Palmetto Pepper Potions, and PuckerButt, who carries the famous Smoking Ed's Carolina Reaper, which has set the new Guinness world record for hottest hot sauce in the world.

Also, beware: there’s ghost chili sauce in many a recipe in SC. This pepper acts the way it sounds…like a ghost, creeping up on you. Definitely the most intense “aftertaste” around.

This Is The Birthplace Of Sweet Tea And Southern Hospitality

Summerville, South Carolina is often known as the birthplace of sweet tea. As many know, all tea in South Carolina is “sweet” (unsweetened tea is not even an option!) But no one does sweet tea like Summerville.

Sidenote: Summerville is so sweet that it’s also known as the birthplace of Southern hospitality! All those “Yes ma’ams,” “Yes, sirs,” “bless your hearts,” “pleases” and “thank yous” were also born in Summerville in addition to sweet tea!

And Try Some Sweet Tea For Grown Folks, Too

Having your first sip of Firefly Sweet Tea Vodka is a South Carolina right of passage. What better way to celebrate, well, anything, than with shots of Firefly?

Oh. My. Dear. Lord. South Carolinian Hush Puppies

Don’t feel badly if the first time you encounter hush puppies, you eat over a hundred in one sitting. Who could blame you?

These deep fried corn batter snacks are a huge part of why living in South Carolina is so amazing. Like some seafood with your hush puppies? Try the hush puppies at Charleston Crab House—they’re some of the best in all of South Carolina.

Nothing Says South Carolina Like Trees Draped In Spanish Moss

Something that almost every South Carolinian will find themselves missing when traveling outside of South Carolina is Spanish moss. The Spanish moss is everywhere you look in the Palmetto State and when a true South Carolinian sees it, they’re instantly reminded of all things home.

Be Prepared To Get Very Picky About Blue Crab

Blue Crabs are a South Carolina favorite. These delicious little shellfish are perfect for a true South Carolina crab pickin’, which is exactly what it sounds like, a pile of delicious blue crabs is placed in front of you for you to pick at and enjoy!

There’s Nothing South Carolinians Love More Than Napping In Hammocks

Many believe that the standard for the classic American hammock was actually set in South Carolina on Pawleys Island. So, obliviously, many argue that the best hammocks in the country are the original Pawleys Island rope hammocks.

This probably explains why so many South Carolinians love lounging in hammocks in backyards, on beaches, on porches, and pretty much anywhere else you can think of.

Homemade Biscuits. All Day. Everyday.

There’s no doubt about it, South Carolinian biscuits are the best in the world. And, obviously, homemade biscuits are clearly the best.

So, if you’re looking for some authentic, made-with-love, South Carolina biscuits, you better head to Poogan’s Porch in Charleston. You’ll enjoy every buttery and delicious bite.

You Will Want To Put SC's Famous Mustard-based BBQ Sauce On Everything

While South Carolina enjoys a plethora of different kinds of BBQ sauce, they’re most known for their mustard-based BBQ sauces (compared to the vinegar-based BBQ sauces of North Carolina).

And what better way to enjoy your BBQ sauce than smothering it on everything in sight? Trust me, you’ll never taste a better BBQ pulled pork in your life than the one you have in South Carolina.

South Carolinians Can Be Very Explosive About Their Country

Everyone knows South Carolina is the best place to be on Fourth of July. In addition the many large firework shows that take place on beaches and in parks, pretty much everyone, everywhere has their own, private fireworks show.

Fireworks are legal in South Carolina, so people go big or go home when it comes to private shows. You basically learn how to shoot off a firework at the age of 3 in South Carolina, so don’t worry about safety—everyone in the Palmetto State is a fireworks pro.

Rocking Chairs On Front Porches Will Become Your New Best Friends

Let’s face it, South Carolina front porches are epic. Sometimes they wrap around the an entire house, sometimes the porches are built on two or even three stories of the home, and they’re always filled with comfy places to sit and relax.

Most South Carolinians, however, prefer the rocking chair: there’s nothing in the world as soothing as a Carolina front porch, complete with a rocking chair and some sweet tea.

Don’t Feed The Gators…No, Seriously. Just Don’t

Ever seen signs in parks telling you not to feed the birds? Yeah, well South Carolina has their own version of this: “Don’t feed the gators.”

Sure, we should assume this means we shouldn’t throw crumbs at gators. But this nifty little sign is also there to remind you not to letyourself be what the gator feeds on!

South Carolina’s warm temperatures and wetlands make for an excellent climate for gators, which is probably why 100,000 alligators call the Palmetto State home. So, seriously, watch your back!

There’s Nothing Shrimpy About South Carolina's Love Of Shrimp and Grits

While all things grits are amazing, South Carolinians have a special place in their hearts for the traditional southern dish of shrimp and grits. The best place to get them? Boulevard Diner in Mount Pleasant. You’ll thank me later!

You’ve Never Really Seen A Sunrises Until You See One In South Carolina

As if the biscuits alone weren’t worth getting out of bed early for, South Carolina also has the best sunrises in America. Don’t believe me? Wait until you see a sunrise at Botany Bay Sunrise in Edisto Island. This is, by far, one of the most unique—and gorgeous—places to start your morning.

Prepare Yourself For Cookouts Every Weekend... And Most Weekdays

There’s nothing South Carolinians like more than cookouts. South Carolinian cookout secret? Wrap your corn in bacon, cover it in tinfoil, then put it on the grill…your arteries might regret it, but your taste buds won’t. No better way to turn your vegetables into pure deliciousness…

Celebrate Southern Music At A South Carolina Bluegrass Festival

South Carolina is filled with amazing bluegrass festivals that take place year-round. Try the Edisto Island Mostly Bluegrass Festival on Edisto Island if you want to experience the bluegrass scene in SC.

Palmettos. Palmetto’s Everywhere

The Palmetto State is pretty obsessed with the palmetto. Not only is it on the state flag, but it’s also on pretty much everything else you can think of. Wine glasses, beer koozies, towels, umbrellas, clothing, bumper stickers…No other state in the world is as proud of its state tree!

Jones Gap Is A Great Place To Catch Some Fish With Your Best Friends

Located in Marietta, Jones Gap is the perfect place for trout fishing and camping. It’s a gorgeous state park with plenty of places to hike, camp, and explore. Whatever you catch during the day, you can cook at your campsite at night.

Just thinking About Southerly Makes Folks In South Carolina’s Mouths Water

If you’re looking for a delicious Southern breakfast, you NEED to go to Southerly. While the restaurant is fairly new, it’s quickly gaining popularity, even winning Open Table’s 2014 Diner of the Year award.

This restaurant raises Southern comfort food to the next level of awesome: homemade sticky buns, fried chicken and waffles, potato hash with melted cheese, duck confit hash, grits, delicious pancakes topped with fresh, and amazing fried green tomatoes "cackalacky," which are smothered with cheddar, topped with country ham, scrambled eggs, and cackalacky hollandaise!

Get Used To The Saying “Bless your heart” And Other Southern Niceties

South Carolinians are taught their manners before they’re taught anything else (well, maybe with the exception of shag dancing…) So when you move here you’ll learn quickly learn the phrase, “Bless your heart!”

Visiting The Battery In Charleston Is Good For The Soul

The Battery in Charleston is one of the most beautiful spots in South Carolina. There are breathtaking views of the ocean, surrounded by colorful southern mansions with winding front porches, Spanish moss, palm trees, walking and bike paths, and benches for resting.

South Carolina Has Oyster Roasts Like You Would Not Believe

If South Carolina can do anything, its roast oysters! The state is full of oyster festivals for you to enjoy—try heading to the South Carolina Oyster Festival in Columbia, which attracts hundreds of visitors each year.

Blow Your Taste Buds’ Minds At The South Carolina Festival of Discovery

What’s more South Carolina than BBQ and Blues? Head to the South Carolina Festival of Discovery and discover the taste of real Carolina Barbeque, black kettle hash and the unique music sound of traditional Blues.

Plus: funnel cake. Oh my God, funnel cake.

South Carolinians Always Brake For Boiled Peanuts On The Side Of The Road

To outsiders, it may seem strange that South Carolinians boil peanuts. And it may seem even stranger that these boiled peanuts are sold on the side of the road. But the minute you try a boiled peanut, you’ll completely understand why these babies need to be roadside at all times. Boiled peanuts are a true South Carolina treasure.

South Carolina is a state that should be explored to its fullest—there are trees and mountains, oceans and lakes, marshes and creeks, grits and fried green tomatoes, biscuits and sweet tea, front porches and hammocks…Trust me. It won’t take long to fall in love with this exciting state.

For more information on apartments in West Columbia, SC contact Abberly Village.

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movoto.com

Downsizing and Renting an Apartment in West Columbia, SC

Joseph Coupal - Wednesday, January 27, 2016

Pick up a design magazine or scan the real estate section of the local newspaper and you’ll probably find something about downsizing. But the word means different things to different people. Downsizing often means moving into smaller, less expensive spaces, but some people are trading up and starting over.

However, according to the US Census, more than half of homeowners in the 55-to-64 age group are not buying new properties — luxury or otherwise. Some of them are staying where they are, but a growing number are selling their homes and moving into rentals like apartments in West Columbia, SC.

We have found a sharp swing toward moving to rental apartments compared to homeownership among the 55-plus population. During 2000, just over half (52.5 percent) of older recent movers moved to a rental. This proportion rose to 63 percent by 2013-14.

Regardless of whether they are looking to buy or to rent, downsizers are a highly visible group these days.

Whether downsizers sell and buy or sell and rent, there is one tax advantage, a “big one”.

US tax law generally allows an individual seller “to exclude from federal taxes the first $250,000 of gain on the sale of a primary residence ($500,000 for married couples filing jointly) that has been occupied for at least two of the five years preceding the sale”.

This can be a big windfall for people who are selling in anticipation of retirement. Also, the aforementioned rule applies to the house sale, no matter if a cheaper or more expensive home is acquired to replace the sold residence or if no replacement is made, e.g., the homeowner moves to a rental.

Either way, moving is a foreboding task, but you don’t have to go it alone.

Retirees can trade space for the lifestyle. Once you get to a certain point in your life, it becomes apparent what spaces — and stuff — you use and need, and then it’s time to ask yourself, “What do I do with the stuff?’ ”

For more information on 2 bedroom apartments in West Columbia, SC, contact Abberly Village.

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Boston Globe

Making the Right Move to an Apartment in Retirement – West Columbia, SC

Joseph Coupal - Thursday, January 21, 2016

You may have decided to relocate in retirement, which might mean crossing state lines or just downsizing from a house to an apartment in West Columbia, SC. As you’ll soon discover, such moves are more complicated than just selling one piece of real estate and renting another.

First of all, you need to choose your new home with care:

Location. Do you want to move across town or across the country? Closer to relatives–or farther away from them?

Type of home. You may be ready to move from a large house with a yard to a smaller house that needs less care. Or you may prefer an apartment, which requires even less upkeep.

Own or rent. You can buy your new home or rent an apartment. Buying may make sense if you itemize tax deductions and plan to take out a mortgage. If that’s not the case, renting gives you more flexibility.

Environment. You need to decide if your ideal retirement home is in a bustling city, a lower-key suburb, or a quiet small town. Do you prefer warm winters or snowy ski trails? A home on the water? A planned retirement community may have advantages, too, such as organized activities and custodial care facilities.

Hobbies. There will be activities you hope to engage in during retirement, and your new home should be able to provide you with easy access. You don’t want to have to spend too much time getting to them, which would discourage you from making the effort.

Transportation. In most places you’ll still need a car after you retire, so check into parking, local traffic, quality of access roads, and so on. If you’re unable or unwilling to do much driving, an apartment near public transportation is one alternative; another is to find a complex that provides local shuttle service to shops, movies, professional offices, and other popular destinations.

Whatever your choices, don’t act hastily. Do preliminary research by vacationing in a likely area, talking to the residents, and reading the local papers.

For more information on 2 bedroom apartments in West Columbia, SC contact Abberly Village Apartment Homes.

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fedweek.com

Not Only Millennials are Renting Apartments in West Columbia, SC

Joseph Coupal - Friday, January 15, 2016

Renters are looking a little older these days.

Rental applicants tend to conjure up images of recent college grads looking to start their life in the real world. But Millennials are being joined as renters by people who have already spent decades in adulthood, and may have better credit and higher income.

Since 2005, there has been an uptick in renters, with people in their 50s and 60s making up the largest chunk of the increase.

In fact, the majority of all renters are currently 40 or older.

There are many reasons that the renter population includes a growing number of Gen-Xers and Baby Boomers.

The 2008 housing collapse that led to a wave of foreclosures has turned some people off to homeownership. The tight credit market can also hinder renters from securing a home loan.

Plus, not everyone wants to be a homeowner in their golden years, and the decision to trade a mortgage for a lease is about a new lifestyle, especially for empty-nesters.

Seniors are leaving their homes and renting in a much more urban-type settings from the suburbs to be part of the activities and be mixed in with people of all ages. It gives them something to do if the kids are gone, or their spouses.

The amenities that come in new rental buildings and their units are appealing to older renters. They have everything they need in their building.

Renting also gets rid of the responsibilities that come with home ownership, which can become burdensome as owners age.

It's about portability. They want to travel and don't want to be burdened by house payments and expenses and upkeep.

Some older homeowners are also cashing in on the recent rise in home prices.

They want to take advantage of getting equity out of their home now, and not wait until they actually retire to move into the city and get a cool apartment.

For more information on apartments in Columbia, SC, contact Abberly Village.

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CNN Money

Renting an Apartment in West Columbia, SC May be the Right Choice

Joseph Coupal - Thursday, January 07, 2016

At our apartments in West Columbia, SC we often come across people who have questions about renting or owning. Millennials with a yearly income of $40,000 with good credit; they want to move out of their parents' home, and they feel like paying rent is paying someone else's mortgage.

Well, with a $40,000 income, it's very likely that they’ll be able to find a small house, given the fact that they have good credit. But millennials are rapidly becoming disabused of the idea that paying rent is paying someone else's mortgage. Renting may often be the less expensive (and smarter) way to go.

Buying a home is no guarantee of building equity in today's world. By all means, investigate the market for homes in the area in which you would like to live. But keep in mind there is a lot more to owning a home than just mortgage payments.

Often millennials move around, job changes and transfers come into play. Buying and then selling a home in just a few years will most often cause you to lose money. Then there are always home repairs, lawn and yard maintenance, taxes and insurance costs.

If you are new to the area, new to your job, or if you’ll spend too much of your income on your mortgage, consider renting for a few years.

For more information on renting a 1 or 2 bedroom apartment in West Columbia, SC, contact Abberly Village Apartment Homes.

Excerpts - Town Hall Finance

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Happy New Year from Abberly Village Apartments in West Columbia, SC

Joseph Coupal - Tuesday, December 29, 2015

Normally at this time of week, we at Abberly Village Apartments reserve time and energy to author our blogs.  We do this in the interest of keeping you all updated, educated, and informed on subjects that we hope provide you both personal and professional reward.

As we sit now with the holiday celebrations of last week behind us but with the warmth of family still surrounding us, our thoughts are with you.  With the New Year just days away, our thoughts include true appreciation for our relationships with each of you and how those relationships allow for us to take this briefest of moments to fully prioritize and celebrate family.

As we approach the New Year's celebration, may you all remain safe and surrounded by family.  May 2016 be a most merry and prosperous year for you and your businesses.  And may we be honored with privilege of your continued friendships and partnership for 2016 and for years to come.

Warmest Regards To You All....

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Holiday Greetings From Abberly Village - West Columbia, SC

Joseph Coupal - Tuesday, December 22, 2015

This week's blog message is very simple. All of us here at Abberly Village Apartment Homes wish you and your family the warmest of Holiday greetings and sincere thanks for your continued trust in us.  Your trust and continued partnership with us is nothing short of a blessing and it is truly something we celebrate.  We offer you all this sincere thanks and pledge to you that we will never tire in our efforts to steadily increase the value of our service to you.  Happy Holidays and have a safe and healthy New Year!

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What you DON’T Need in Your College Apartment in West Columbia, SC

Joseph Coupal - Wednesday, December 16, 2015

Anyone who’s ever had to move can say this: moving is a huge pain and not a fun experience.

However, there are ways to make moving easier on yourself, and the biggest way to do so is to not take everything with you.

Here are some items you won’t need to take with you to your apartment in West Columbia, SC  next semester to make moving less of an ordeal.

1. Books (specifically, textbooks). After a semester’s over, you most likely go on break and come back to school and get the textbooks you need for that semester’s classes. Books are super annoying and heavy to move, especially if they’re textbooks you have no intention of ever opening again. Rather than just getting rid of them, try selling them.

2. Clothes. Pretty much everybody has clothes in their closets and drawers that they don’t wear. So why bother moving them to your apartment if you’re not going to wear them while living there either?

3. Furniture. Moving furniture — or storing it — can sometimes be just as expensive as buying new. When moving, consider if you really love whatever furniture you have and what condition it’s in.

If your furniture is not worth moving, you can always sell it to other students directly or online and buy or rent new furniture for your new apartment.

4. Rugs. Moving a rug that’s been in your dorm or apartment for a while isn’t really worth the effort if it’s not in good condition. Chances are it’s pretty dirty, stained, and vacuuming it isn’t going to restore it to its initial glory.

5. Free promotional stuff. You know those days towards the beginning of school when your college hosts a day in which you get lots of free stuff and then how most of said free stuff isn’t ever actually used or useful?

Yeah, pitch all those promotional plastic cups, random foam balls, crappy plastic sunglasses, and other assorted free junk you picked up and then discarded somewhere. That stuff doesn’t need to make the move with you to your next apartment.

6. Extra towels. Obviously, you need towels — but many students seriously bring way too many towels when moving into a dorm or apartment and those can take up a lot of room when moving.

Unless you’re going to use them for wrapping stuff while you move, donate them to an animal shelter or some other place that can use them.

So when you move, consider getting rid of these things first — it will make your move a lot easier and allow you to deck out your new place with cool new things and less clutter.

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ULOOP

Buy, or Rent an Apartment in West Columbia, SC

Joseph Coupal - Thursday, December 10, 2015

The decision to buy or rent is a personal one, regardless of finances and interest rates. There are upsides to both. But which is best for you, your situation and your lifestyle?

Renting Benefits

Though the majority of rental properties do require a deposit (usually a month's rent with a month paid in advance), it is nowhere near on the scale needed to buy a home with a mortgage. However, aside from the usual household bills, maintenance of the property or building are covered by the landlord, as is the replacement of any appliances when you rent.

It's also a more flexible option. The average rental contract is six months, with the choice of continuing on a month-by-month basis. Not only does that mean that you are not tied to one home or one area for a long period of time, once the original contract is up, you can make a snap decision with just one month's notice. This can be especially useful if you are setting up home with friends or at the beginning of a relationship.

Buying Benefits

The most obvious benefit of buying a house is clear - it's yours. Once you own a property, you can decorate, extend or alter it (depending on planning permission) as you see fit, put your own stamp on your home. Furthermore, any improvements you do make are likely to add value.

The value is another area where buying can be beneficial. Should the property market improve and prices start rising, you could easily make money when you sell.

What's right for you?

What decision you make as to whether you rent or buy will depend largely on your personal circumstances. Right now, it appears to make good financial sense to buy because of the low interest rates, but while the monthly mortgage payments on a three-bedroom house are lower or similar to the rental costs, the price of the deposit might still prove prohibitive.

If you are struggling to make a choice, do plenty of research in your chosen area, and check both rental and buying costs of similar properties.

For more information on renting an apartment in West Columbia, SC, contact Abberly Village.

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Excerpts – AOL.money