Abberly Village Apartment Homes

1000 Abberly Village Circle, West Columbia, SC 29169
Call: 833-334-9767 (803) 936-1012 Email UsAbberlyVillage.PropertySite.HHHunt@aptleasing.info View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P

West Columbia SC Apartments Blog

Columbia, SC is a Cheap Place to Retire

Joseph Coupal - Monday, October 30, 2017

Abberly Village, West Columbia, SCIf you're looking for the best places to retire on a fixed income, moving to an affordable place to live is a key part of the equation. To find the cheapest places to retire, GOBankingRates studied three cost-of-living indexes.

We then used Bureau of Labor Statistics data on average consumer expenditures for Americans aged 65 and older -- along with the BLS average cost-of-living, rent and grocery indexes -- to further zero in on spots for frugal retirees. In our analysis, we looked at large cities and estimated what seniors can expect to pay on average.

What we found might surprise you. The list of the cheapest places to retire does not double as a list of dullest places to retire -- these cities are as vibrant as they are affordable, with everything from natural beauty and colorful histories to world-class culture and amenities.

22. Columbia, South Carolina

Annual expenditures: $41,885
Annual amount spent on rent: $7,419
Annual amount spent on groceries: $3,397

Seniors are the fastest-growing segment of the population in South Carolina's Midlands region, of which Columbia is a part. The city's parks and recreation department is dedicated to offering more programs and leisure activities to seniors. These include low-cost trips, events from health screenings to balls, clubs, and exercise classes. That can add a lot to retirement at little cost.

For more information on apartments in West Columbia, SC contact Abberly Village.

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cbsnews.com


Advantages Of Renting Apartments

Joseph Coupal - Friday, October 27, 2017

Abberly Village, West Columbia, SCAdvantages Of Renting

While there are clearly benefits to buying a home, renting has some advantages that you should consider before you make a final decision to become a homeowner as a single parent.

Investment risk

While real estate is generally considered a good investment, there's no guaranteed profit. The value of your home depends on forces that you can’t control, like the job market, the supply of houses and zoning changes.

You can improve the worth of your home by taking care of it, and can increase your equity by paying down the mortgage balance, but if your home drops in value, you could lose money when you need to sell.

Maintenance

Renters benefit from the fact that the landlord is responsible for maintenance and repairs – both the cost and the hassle of hiring someone to take care of the property.

Buyers sometimes forget to budget for the inevitable cost of home repairs.

Flexibility to relocate

One of the biggest reasons to continue renting is the possibility that you may want to change jobs or transfer to a new location.

Or you may want to escape some awful new neighbors or decide you hate your commute.

Renters can more easily end a lease, while buyers need to sell their home or rent it out and become landlords themselves.

Fewer financial obligations

Of course, renters must pay rent, renter’s insurance and sometimes utility bills.

However, homeowners pay mortgage principal and interest, property taxes, homeowner’s insurance and utilities. There may also be homeowner’s association (HOA) fees and mortgage insurance.

In addition, single parent homeowners should budget about one percent of the property value each year for maintenance and repairs, or purchase a home warranty.

For more information on apartments in West Columbia, SC, contact Abberly Crest.

#HowYouLive

Excerpts - themortgagereports.com


Downsizing and Renting

Joseph Coupal - Thursday, October 26, 2017

Abberly Village, West Columbia, SCPick up a design magazine or scan the real estate section of the local newspaper and you’ll probably find something about downsizing. But the word means different things to different people. Downsizing often means moving into smaller, less expensive spaces, but some people are trading up and starting over. However, according to the US Census, more than half of homeowners in the 55-to-64 age group are not buying new properties — luxury or otherwise. Some of them are staying where they are, but a growing number are selling their homes and moving into rentals like apartments in West Columbia, SC.

We have found a sharp swing toward moving to rental apartments compared to homeownership among the 55-plus population. Regardless of whether they are looking to buy or to rent, downsizers are a highly visible group these days.

Whether downsizers sell and buy or sell and rent, there is one tax advantage, a “big one”.

US tax law generally allows an individual seller “to exclude from federal taxes the first $250,000 of gain on the sale of a primary residence ($500,000 for married couples filing jointly) that has been occupied for at least two of the five years preceding the sale”.

This can be a big windfall for people who are selling in anticipation of retirement. Also, the aforementioned rule applies to the house sale, no matter if a cheaper or more expensive home is acquired to replace the sold residence or if no replacement is made, e.g., the homeowner moves to a rental.

Retirees can trade space for the lifestyle. Once you get to a certain point in your life, it becomes apparent what spaces — and stuff — you use and need, and then it’s time to ask yourself, “What do I do with the stuff?’ ”

For more information on 2 bedroom apartments in West Columbia, SC, contact Abberly Village.

#HowYouLive

Boston Globe


Reasons Why Renting Is Better Than Buying

Joseph Coupal - Thursday, October 19, 2017

Abberly Village, West Columbia, SCMany people are putting home buying on hold and choosing to make one of their smartest decisions to date. It’s a personal decision to rent or buy, but there are many pros to renting your next home rather than buying. Here are 15 convincing arguments for renting a home — and they’re not all financial.

1. Buying and selling a home is difficult for everyone involved

Selling or buying a home is more stressful than bankruptcy, divorce, and the loss of a loved one, according to one poll. Homes are on the market for an average of four weeks, and 37% of sellers reported reducing the asking price at least once. Plus, if you’re in a long-distance relationship, do yourself a favor and rent. A 12-month lease is a whole lot easier to break or buy out than a 30-year mortgage.

2. Property taxes can kill you

Many homeowners are unaware of unexpected costs that come with owning a home of your own. Fees, such as property taxes, insurance, and maintenance, add up quickly. Taxes can fluctuate, but rental terms are consistent across the duration of your lease.

3. You can take time to repair your credit

Irresponsible spending habits in college and those sneaky credit card scams will haunt you for years. Sometimes, it can take more than seven years to fix your credit. If you’re in the bad-credit club, like one-third of the American population, it might be best to rent rather than buy. Those with low credit scores will find buying a home laborious, and it’ll be wise to wipe clean those credit blemishes before jumping onto the buying scene or making any substantial purchases in general. Renting to re-establish a solid payment history can be a good way to bide your time.

4. You’re financially unable

Those with irregular incomes, such as freelancers or small-business owners, prefer renting as a more stable monthly option. Homeowners are at the mercy of Freddie Mac and Fannie Mae — and who knows what their future plans are. Today, mortgage rates are still low, hovering around 4%. But before you think our nation’s real estate woes are over, remember the average 30-year fixed-rate mortgage was under 3.75% in summer 2016. Then, it shot upward after the presidential election and averaged 4.24% in December. If you’re still unsure about your ability to overcome any potentially rocky housing trends, consider renting while establishing a bigger emergency fund.

5. You remain flexible

Buying a home means choosing a location we want to plant roots in for at least a few years. For those who aren’t exactly sold on their current living situation, investing in real estate would be a mistake. Mortgages and other ownership obligations are like concrete shoes — don’t expect to pick up and move anytime soon. When the opportunity comes to accept your dream job on the opposite coast or marital bliss rides on relocating to another city, the last thing you want to do is get bogged down in selling a home.

6. Maintenance issues are not your problem

If you don’t know what a Philips head screwdriver is then you might want to rent your next home. Not all of us were blessed with the handy gene. Homeowners are often forced to fork over a sizable chunk of their savings to make impromptu and unexpected home repairs. But renters only need to place a call to their property managers when there is a maintenance issue.

7. Upkeep is less expensive

Say goodbye to weekends filled with long afternoon brunches and lazy days at the pool. That large backyard that originally sold you on your property? Well, it needs to be mowed — again. Homeowners don’t have the luxury to bypass time-consuming chores that renters ignore. And renters need not worry about general housework and upkeep required of homeowners.

8. It makes filing taxes harder

If you think taxes are intricate now, wait until you buy a home. Yes, there are some valuable tax breaks homeowners receive, but processing mortgage interest deductions, home repair expenses, and rental income takes considerable time. That’s something renters don’t worry about. In fact, renters are already out socializing care-free, knowing their refund checks are already on their way.

9. There are options for roommates

Roommates are a great option if you’re looking for help shouldering the cost of living expenses. Having someone around to split the cable bill and vent about workplace drama is great, but with homeownership, one person is responsible for the payment at the end of the month. So when that flaky roommate is late on rent, the difference must be made up elsewhere. Apartment complexes, on the other hand, are experienced working with multiple tenants in one location and offer options for individual leases.

10. You have more access to amenities

Renting in a community allows you access to things, such as a community pool, fitness center, dog parks, and Wi-Fi. If you still want access to these perks after leaving the comfy confines of rental agreements, you’ll need to shell out serious dough.

11. You can grab cash bonuses

Many rental communities offer additional cash bonuses if you work for local companies. If you’re a local employee, you might be eligible for rental stipends or bonuses just for working close to home. Check to see whether your employer is on the list of nearby companies to max out every discount and money-saving trick in the book.

12. Urban living at a cheaper price

It’s been said millennials prefer city living over driveways and acreage, but they are unable to afford the fees that accompany urban life. Living near universities and vivacious night life is not cheap, and purchasing an Instagram-worthy loft is a merely a pipe dream for some. Depending on where you want to live, trendy areas, such as warehouse or arts districts, major cities, and beach communities, are typically more renter friendly. Finding affordable homes to buy might require moving into less popular areas.

13. There’s better security

Gated communities come at a high price, but most rental complexes have security features already included in their agreements. This is a welcomed benefit for women, single renters, or tenants living in urban environments. Homeowners will find neighborhoods with these extra precautions come at a price.

14. You remain adverse to risk

Financial advisers might say we must “risk it to get the biscuit,” but that’s easier said than done in a housing market that’s seen so much variation lately. Therefore, many are choosing the safer option to rent rather than investing in real estate. In addition to affordable prices, renters are also adverse to potentially debilitating changes in the housing market. Although experts are showing a recovery, a better, more accurate description is stabilizing. Words, such as “foreclosure” and “mortgage rates,” are still often paired with phrases of uncertainty. And that’s worrisome to fiscally conservative Americans.

15. You have the ability to invest elsewhere

It’s recommended home buyers put 20% down on a home to avoid being house poor. Even when considering upfront rental fees and deposits, it’s still cheaper than the tens of thousands of dollars it takes to buy a home. Some renters might already have potential savings stacked away for this very purpose, but with other uncertainties and future questions, it might be best to invest that money elsewhere. A few grand could do wonders for your future retirement or help hack away at those student loans that still burden you.

For more information on apartments in West Columbia, SC contact Abberly Village.

#HowYouLive

cheatsheet.com


South Carolina State Fair: What You Need to Know

Joseph Coupal - Thursday, October 05, 2017

Abberly Village, West Columbia, SCIf you live in an apartment in West Columbia, SC it’s about that time for the State Fair!

The South Carolina State Fair starts Oct. 11. And for 12 days, it’s literally all fun and games – and food. So much fried food.

What’s new this year?

BulletTrain roller coaster: This ride climbs 33 feet high before taking a series of sharp turns and drops.

Buffalo chicken gyros: Greek marinated chicken with a cream cheese and cheddar cheese blend, mixed with buffalo sauce, served in a pita with lettuce, tomato, onions and either ranch dressing or tzatziki sauce (AP Concessions).

Southern catfish sundae: French fries topped with fried catfish sticks, a spicy remoulade sauce and tartar sauce (DeAnna’s Concessions).

Fried bologna burger: An Angus burger topped with pimento cheese, fried bologna and chili (Timmons Concession).

3B burger: A burger, bacon and brisket with provolone cheese on garlic toast (Carousel Foods).

What can I ride?

Nearly 70 rides from North American Midway Entertainment, including Sky Glider, Cliff Hanger, Haunted Mansion, Himalaya, Ring of Fire, Tilt-A-Whirl, Frog Hopper, Merry Go Round and, of course, the iconic Ferris wheel.

Ride vouchers are $25 through Tuesday, Oct. 10; $30 during the fair; and $35 on weekends.

Ride vouchers: Exchange a voucher for a pay-one-price wristband at the fairgrounds to ride unlimited rides all day. Or, exchange for 30 ride coupons.

  • In advance (through Oct. 10): $25.
  • During the fair: $30.
  • Weekends: $35.

Midway express access pass: Gets you to the front of every ride line. $15.

What’s on stage?

Brothers Osborne, a country duo with a bit of a Trace Adkins sound. 7 p.m. Wednesday, Oct. 11. $15.

Keith Sweat, a smooth R&B singer with a four-decade music career. 7 p.m. Friday, Oct. 13. $15.

Chris Young, an award-winning country star. 7 p.m. Monday, Oct. 16. $30.

ZZ Top, a legendary rock band known for songs such as “Sharp Dressed Man” and impressive beards. 7 p.m. Wednesday, Oct. 18. $25.

TobyMac, a popular Christian hip-hop artist. 7 p.m. Friday, Oct. 20. $15.

Sabrina Carpenter, a Disney Channel star (“Girl Meets World”) turned pop singer. 5 p.m. Sunday, Oct. 22. $15.

Concert tickets are available online only at and include fair admission.

Also look out for various other concerts throughout the fair including Blend acapella quartet, the Rock Bottom Boys, Two Way Crossing, SupaFun Band, Bandaloni and more.

What else is there to see?

Heritage Village: Visit “yesteryear” and experience the Medicine Show entertainers, a working tinsmith, blacksmith, potter and wooden bowl turner.

Camel Kingdom: Get a look at blue-eyed, black-and-white spotted, white and traditional brown camels, and even ride one.

Balloonopolis: More than 10,000 balloons come together into a stunning scene over the course of the fair.

Sandscapes: Seventy-five tons of sand molded into sculptures is pretty cool.

Cowtown: An old-timey creamery where you can help prepare cow milk by hand and get in on the process of making butter, ice cream and cheese.

FOLKFabulous: Hands-on art making, parades, jam sessions and storytelling are part of this multicultural exhibit.

Hi-Pockets Parade and Stilt Circus: Look up! Stilt-walking characters will rove the fairgrounds.

Kachunga & The Alligator: Watch this bushman wrangle an alligator with his bare hands.

Steve Brogan, comedian and ventriloquist: Enjoy an entertaining cast of characters and quick wit.

“The Rubber Chicken Show”: A comedy show featuring juggling and, yes, rubber chickens.

Flippin’: Mechanical innovation and flipping artistry combine in this acrobatics show.

Border collie exhibition: Watch these whip-smart dogs follow commands and whistles to herd sheep and ducks.

Swifty Swine racing and swimming pigs: A fair favorite every year, these are some of the fastest pigs around.

“Barnyard Cackle Review”: A kids’ show featuring Rocky Da Rooster and his singing hens.

Ron Diamond, magician and hypnotist: Find yourself in awe – or in a trance – at this popular show.

Student and fine art: The state’s most talented elementary, middle and high school students show off their best artworks. Plus, amateur and professional artists put their stuff on display. See who gets the ribbons.

Flower show: Award-winning roses, camellias, potted plants and more – oh, my!

Agriculture and livestock: You know what it is – cows, chickens, rabbits, giant pumpkins and everything in between. The fair’s got it all.

Most importantly, what’s good to eat?

Fair time is still one of the only times of the year you can get a doughnut burger, which your doctor is probably thankful for.

More than 90 food stands will keep you well-fed.

Other standby fair faves include Fiske fries, impossibly long corndogs, funnel cakes and elephant ears, giant turkey legs, roasted corn and (oh, yesss) fried Oreos, Reese’s, Snickers, cookie dough, etc.

They’ll all be there.

Just be sure to ride your rides, THEN eat.

Some food vendors accept credit and debit cards, but some accept only cash, so come prepared, or look for one of several ATMs available at the fairgrounds.

When can I go?

  • Noon-10 p.m. Wednesday, Oct. 11.
  • 11 a.m.-10 p.m. Thursday, Oct. 12, and Friday, Oct. 13.
  • 10 a.m.-10 p.m. Saturday, Oct. 14.
  • Noon-10 p.m. Sunday, Oct. 15.
  • 11 a.m.-10 p.m. Monday, Oct. 16.
  • 10 a.m.-10 p.m. Tuesday, Oct. 17, through Thursday, Oct. 19.
  • 11 a.m.-10 p.m. Friday, Oct. 20.
  • 10 a.m.-10 p.m. Saturday, Oct. 21.
  • Noon-9 p.m. Sunday, Oct. 22.

How much does it cost to get in?

Admission prices:

  • Advance admission (through Tuesday, Oct. 10): $7.
  • At the gates: $10.
  • Military: Free.
  • Children 5 and younger: Free.

Are there any good deals?

Lunch: Between noon and 2 p.m. each weekday, get your $10 admission refunded at the ticket booth. Cash only.

$1 admission: On Wednesday, Oct. 11. Cash only.

College students: Free admission for students with a valid college ID on Monday, Oct. 16.

Seniors: Free Ferris wheel rides for those 55 and older on Wednesday, Oct. 18.

Wait, where is it, again?

1200 Rosewood Drive, Columbia.
The South Carolina State Fair runs Oct. 11-22, 2017.

#HowYouLive

thestate.com



Abberly Village Apartment Homes

1000 Abberly Village Circle, West Columbia, SC 29169

Call: 833-334-9767
Email UsAbberlyVillage.PropertySite.HHHunt@aptleasing.info
View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P

$952-$1,431