Abberly Village Apartment Homes

1000 Abberly Village Circle, West Columbia, SC 29169
Call: 833-334-9767 (803) 936-1012 Email UsAbberlyVillage.PropertySite.HHHunt@aptleasing.info View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P

West Columbia SC Apartments Blog

Determining if Downsizing is for You

Joseph Coupal - Wednesday, March 28, 2018

Abberly Village, West Columbia, SCMany retirees downsize their homes, but this decision requires careful consideration of a variety of factors.

As men and women retire or approach retirement age, many opt to downsize their homes. Such a decision can save older adults substantial amounts of money while also liberating them from the hassle of maintaining large homes they no longer need.

Downsizing to apartments is a significant step, one that homeowners should give ample consideration before making their final decisions. The following are a handful of tips to help homeowners determine if downsizing to smaller homes is the right move.

  • Get a grip on the real estate market. Downsizing is not solely about money, but it’s important that homeowners consider the real estate market before putting their homes up for sale.

Speak with a local realtor or your financial advisor about the current state of your real estate market.

Downsizing can help homeowners save money on utilities, taxes and mortgage payments, but those savings may be negated if you sell your house in a buyer’s market instead of a seller’s market. Luckily, right now is a seller's market.

  • Take inventory of what’s in your house. Empty nesters often find that their homes are still filled with their children’s possessions, even long after those children have entered adulthood and left home. If the storage in your home is dominated by items that belong to your children and not you, then downsizing might be right for you.

Tell your children you are thinking of downsizing and invite them over to pick through any items still in your home.

Once they have done so and taken what they want, you can host a yard sale, ultimately donating or discarding what you cannot sell. Once all of the items are gone, you may realize that moving into a smaller place is the financially prudent decision.

  • Examine your own items as well. Your children’s items are likely not the only items taking up space in your home.

Take inventory of your own possessions as well, making note of items you can live without and those you want to keep.

If the list of items you can live without doesn't really bother you, then you probably won’t have a problem moving into an apartment.

If you aren’t quite ready to say goodbye to many of your possessions, then you might benefit from staying put for a little while longer.

  • Consider your retirement lifestyle. If you have already retired or on the verge of retirement and plan to spend lots of time traveling, then downsizing to an apartment may free up money you can spend on trips.

And if you really do see yourself as a silver-haired jet-setter, then you likely won’t miss your current home because you won’t be home frequently enough to enjoy it.

For more information on apartments in West Columbia, SC contact Abberly Village.

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Reasons to Rent a Home in Retirement

Joseph Coupal - Thursday, March 22, 2018

Abberly Village, West Columbia, SCHomeownership and retirement don't always mesh. Here's why you might consider renting as a senior instead.

Though owning a home has long been hailed as the American Dream, that's not necessarily the case when it comes to retirement. Since 1990, homeownership has declined among 55-64 year-olds, and experts expect this trend to continue in the coming years.

Before you prepare to live out your senior years as a homeowner, here are a few reasons to consider renting instead.

1. Your housing costs will be fixed

The problem with homeownership is that even in the absence of a mortgage payment, you still face countless unknown costs. Your property taxes, for example, could go up significantly if you have a year when your home is reassessed. Similarly, as your home ages, your regular maintenance costs could easily go from manageable to downright astronomical.

There are repairs to consider -- problems that aren't expected, but rather pop up suddenly and constitute a huge financial burden. Do you really want to deal with those when you're on a fixed income?

When you rent a home, you're locked into the same monthly payment regardless of whether the roof starts to leak or the heater needs repairs. If the local lawn service raises its rates one year to cut the grass, that's not your problem. Of course, the downside of renting is that your landlord could raise your monthly payments once your lease expires -- but if that happens, you could always find a new home or try to negotiate.

2. Owning may not help much from a tax perspective

One benefit of being a homeowner is getting to deduct the interest on your mortgage, thus saving you money on taxes. But if you're coming into retirement mortgage-free, which is the case for the majority of homeowners 65 and over, then that benefit no longer exists.

3. You'll get more flexibility

The beauty of being retired is not being tied to a job, or that job's location. This means that if you want to pick up and move to a state with warmer weather or get closer to your grandchildren, you're free to do so -- provided your home isn't holding you back.

As a renter, you have the option to leave your home once your lease ends, or, in many cases, break your lease prematurely with a reasonable bit of notice. Selling a home, by contrast, could take months, and there are numerous expenses you might encounter along the way. You may therefore be better off unloading your home prior to retirement and buying yourself that added leeway later in life.

Now this isn't to say that renting a home in retirement is always the right move. But, it pays to think about the benefits of renting at a time in your life when you're no longer bringing home a steady paycheck.

For more information on apartments in West Columbia, SC, contact Abberly Village.

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Living in the Neighborhood of West Columbia, SC

Joseph Coupal - Thursday, March 15, 2018

Abberly Village, West Columbia, SCColumbia is the state capital of South Carolina and has quite a lot to offer in terms of a family lifestyle. Columbia, SC, neighborhoods range from the affordable to the luxurious, all offering quiet lifestyles that are close to good schools and safe living. The city is home to the University of South Carolina (USC), which brings a student life and culture to the area. Downtown Columbia has a restored waterfront, giving families and students fun dining and entertainment options. Close to the Appalachian Range, it is situated on a large river gorge (specifically the Congaree, Saluda and Broad rivers), making the area low lying and full of lakes and waterfront spots.

Located just to the west of USC, the neighborhoods of Cayce and West Columbia are home to sports lovers and college life. The two regions are often joined because they are divided by common roads and schools. Cayce is an area known for its local history, such as the Native Americans who lived here some 12,000 years ago. Both are near the city center. The crime rates in West Columbia have steadily fallen by 10 percent year over year.

This is an area with a broadly diverse population and a mix of white-collar and blue-collar jobs. Move here, and you'll enjoy fine dining and lots of entertainment on State Street, and don't forget to tailgate at USC football and basketball games!

Does this sound like a place you may want to live? For more information on apartments in West Columbia, SC contact Abberly Village.

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South Carolina Makes Living Easy

Joseph Coupal - Thursday, March 01, 2018

Abberly Village, West Columbia, SCThere's a place for everyone in the Palmetto State, and plenty to pique any area of interest.

Living in South Carolina comes with dozens of advantages – a mild climate, an affordable cost of living and plenty of job opportunities, just to name a few. Residents enjoy an unparalleled quality of life that makes putting down roots in the Palmetto State an easy choice.

In addition, the state is filled with diverse cities and communities that cater to nearly every interest, which means there’s a perfect place for just about everyone.

Top Spots for All Ages and Stages of Life

Charleston is a favorite destination for millennials, thanks to its technology-driven, entrepreneurial economy, as well as its wide variety of nightlife and cuisine options. Cities offer thriving downtowns and are within easy reach of many of the state’s top employers.

Young families are typically drawn to the state’s suburban communities near large metro areas which have great schools, affordable housing and high-quality amenities.

Finally, South Carolina is also a top choice for retirees, as it lays claim to ocean, shops, pleasing weather, and golf.

Always Something Fun to Do

The Palmetto State is known for its can’t-miss culinary scene, which includes an array of barbecue joints. Known to many as the birthplace of American barbecue, South Carolina is the only state in the U.S. that has four official barbecue sauces, including a mustard-based sauce that is unique to the state. A free South Carolina BBQ Trail Map with more than 220 family-friendly restaurants is available for those who wish to try every 'cue variety the state has to offer.

Additionally, South Carolina is home to several craft breweries, wineries and other beverage-makers, creating drinks like sweet tea and Blenheim Ginger Ale. As a result, the South Carolina Department of Parks, Recreation and Tourism – also known as Discover South Carolina – recently created the free South Carolina Satisfy Your Thirst Tour Guide that maps out a beverage-centric excursion across the state and is available via a smartphone app and a downloadable map.

Eager to enjoy the great outdoors? You’re in luck. South Carolina has a seemingly endless range of outdoor opportunities, including challenging golf courses, pristine beaches, mountains and state parks.

One of the best attributes of South Carolina is the size of the state. One can experience the Lowcountry and in the same day travel to the Upstate and have a very different experience. From our numerous outdoor activities and offerings to our unique art scene, diverse culture, delicious cuisine and rich history, the state truly has something for everyone.

For more information on apartments in West Columbia, SC contact Abberly Village.

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Abberly Village Apartment Homes

1000 Abberly Village Circle, West Columbia, SC 29169

Call: 833-334-9767
Email UsAbberlyVillage.PropertySite.HHHunt@aptleasing.info
View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P

$952-$1,431